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$181,000

NAL Estimated Property Value

2401 Phyllis Drive, Copperas Cove, TX, 76522

Off MarketInfo
Beds2 Beds
Baths2 Bath
Baths1,216 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$149.67 / sqft
Year BuiltBuilt in 1985

Property Lead Type:

BankruptcyPre-ForeclosureOff-Market ListHigh Equity

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesElectric Range
FlooringLaminate, Tile

Exterior

Exterior FeaturesBalcony
Lot Size15,638 sqft

Building Information

Year Built1985
Stories3
Garage Spaces2

Land Information

APN1-67-17-0210
Lot Number1
SubdivisionRamblewood Estates
Land UseResidential
Legal DescriptionRAMBLEWOOD ESTATES, BLOCK 2, LOT 1, ACRES .3591
Census Tract010803
Assessed Land Value$32,500
Assessed Improvement Value$125,170
Assessment Year2025

About this property

Charming Hilltop Retreat with Expansive Views and Endless Potential Enjoy sweeping valley views from this serene retreat, perfectly perched at the Gateway to the Texas Hill Country. Offering both seclusion and convenience, the home sits on an expansive lot with space and many possibilities on the elevated plateau above. Inside, stunning vaulted wood cathedral ceilings bring warmth and character to the open-concept living and dining area. Natural light fills the space, highlighting the inviting finishes and comfortable layout. The kitchen blends classic style with modern convenience, featuring abundant cabinetry, a vintage-style tile backsplash, and updated appliances—ideal for both everyday living. Step out onto the newly replaced wrap-around deck and balcony to enjoy panoramic views of the surrounding landscape, perfect for morning coffee or sunset gatherings. The outdoor space offers multiple vantage points to take in the beauty of the valley and hills, making it an ideal setting for relaxing. Despite its peaceful hillside setting, the property remains just minutes from shopping, dining, and entertainment, offering the best of both worlds—tranquil country living with city conveniences nearby. This home is a rare find for those seeking scenic tranquility, room to grow, and the charm of Hill Country living right at the gateway.

Investor Tools

Property Icon
$181,000
Estimated Property Value
$182,730Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,092 /month
Positive
Cash Flow Estimate:
$364 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$332/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,085
$157,670
2025
$32,500
$125,170
$157,670
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,085
$157,670

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Swbc Mortgage Corp
Fha
$178,703
Yes
First
Dec 18, 2025
Jan 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$182,730
N/A
0%
101%
$1,105/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Copperas Cove

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2401 Phyllis Drive | Property Details | No Agent List