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B+
NoAgentList RatingHow are grades calculated?Info

$1,497,721

NAL Estimated Property Value

2430 Cottonwood Creek Rd, Temple, TX, 76501

Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths4,003 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$312.27 / sqft
Year BuiltBuilt in 2000

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 4Bathrooms Full 4
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
AppliancesDouble Oven, Dishwasher, Gas Cooktop, Disposal, Refrigerator, Vented Exhaust Fan, Cooktop, Microwave, Water Softener Owned
FlooringCarpet, Tile, Wood

Exterior

Private PoolPrivate Pool
Lot Size80.85 acres

Building Information

Year Built2000
Stories1
Garage Spaces2

Land Information

APN62285
SubdivisionJ M Harvey
Land UseAgriculture / Farming
Legal DescriptionA0420BC J M HARVEY, 4, ACRES 80.85 4,
Census Tract020402
Assessment Year2025

About this property

Luxury Custom-Built Oasis on 5+ Acres with Pool, Barn, and More! This stunning 4-bedroom, 3-bathroom custom-built house is a true masterpiece, nestled on over 5 acres of picturesque land just outside the city limits. Boasting 4,003 square feet of meticulously designed living space, this property offers a lifestyle of unparalleled comfort, elegance, and serenity. Enjoy four spacious bedrooms, 3 well-appointed bathrooms which provide convenience and comfort for your family and guests. The home features two separate living areas, two elegant dining rooms. Step outside into your private paradise, where a custom-built pool awaits. Adjacent to the pool, you'll find a charming cabana, providing shade and a convenient spot for outdoor dining and relaxation. Animal lovers and hobby farmers will appreciate the fully equipped barn with animal stalls, perfect for housing your beloved pets or pursuing your agricultural interests. Create your own private trails, cultivate a garden, or simply relish the open space and tranquility. This home exudes quality craftsmanship and attention to detail, with custom finishes and architectural touches throughout. Don't miss the opportunity to make this extraordinary custom-built house your forever home. Experience the harmony of luxury, comfort, and natural beauty in every square foot of this remarkable property. Schedule a viewing today and discover the lifestyle you've been dreaming of! Additional acreage is available to purchase (see photo). Four separate 5 acre tracts or the entire 75 acres. Call for details!

Investor Tools

Property Icon
$1,497,721
Estimated Property Value
$486,474Estimated Mortgage Balance
$1,011,247Estimated Equity
67% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$8,986 /month
Positive
Cash Flow Estimate:
$2,995 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,099/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,696
$1,497,721
2025
N/A
N/A
$1,558,649
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,696
$1,497,721

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Extraco Banks Na
Commercial
$417,000
No
First
Jul 6, 2018
Jul 2028

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$486,474
$1,011,247
67%
32%
$3,401/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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2430 Cottonwood Creek Rd | Property Details | No Agent List