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$449,900

2495 N FM 312, Winnsboro, TX, 75494

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths2,352 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$191.28 / sqft
Year BuiltBuilt in 1977

Property Lead Type:

Off-Market ListDeal ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 2Bathrooms 2
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator, Washer

Exterior

Exterior FeaturesFire Pit, RV Hookup, Storage
Lot Size22.05 acres

Building Information

Year Built1992
Garage Spaces2

Land Information

APN13378
Land UseResidential
Legal DescriptionABS 0140; DUNCAN J; TRACT 31; 22.048 ACRES
Census Tract950100
Assessed Land Value$220,480
Assessed Improvement Value$312,970
Assessment Year2025

About this property

Welcome to this charming custom home! Featuring four bedrooms, two bathrooms and a huge den with a bar & wood burning fireplace. It offers plenty of space for you and your loved ones. Outside you will find a 51x33 Barn-RV cover, 10'8x10'8 storage building, an oversized detached 2 car garage with a workbench & much more. All of this is on approximately 23 acres with 2 ponds & lots of fenced pasture. Windows & AC have been replaced within the last couple of years. This home has so much potential!

Investor Tools

Property Icon
$533,450
Estimated Property Value
$0Estimated Mortgage Balance
$94,298Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,201 /month
Positive
Cash Flow Estimate:
$1,067 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$618/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,751
$533,450
2025
$220,480
$312,970
$533,450
Yes (2022)

Tax History

Year
Tax Paid
Assessed Value
2025
$4,751
$533,450

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Gateway First Bank
Va
$445,000
Yes
First
Aug 18, 2025
Sep 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$439,152
$94,298
17%
82%
$2,668/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Winnsboro

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2495 N FM 312 | Property Details | No Agent List