Real opportunities. Driven by live market signals.
Updated every minute.

Browse Homes — Buy Direct, Deal on Your Terms

Updated Properties Icon
Updated Properties
Last 24 HoursLast 24 Hours
Main property image
Days50Days on Market
Views1view
Gallery image 2
Gallery image 3
Gallery image 4
Gallery image 5

$449,000

2702 20th Street, Lubbock, TX, 79410

On MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,530 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$177.47 / sqft
Year BuiltBuilt in 1927

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2.5Bathrooms Full 2.5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Free-Standing Gas Range
FlooringCarpet, Hardwood, Tile

Exterior

Exterior FeaturesPrivate Yard
Lot Size7,500 sqft

Building Information

Year Built1927
Roof Type105
Garage Spaces2

Land Information

APNR39459
Lot Number80
SubdivisionEllwood Place
Land UseResidential
Legal DescriptionELLWOOD PL BLK 8 L 12
Census Tract001501
Assessed Land Value$45,350
Assessed Improvement Value$319,540
Assessment Year2025

About this property

This charming 1920s Tech Terrace treasure, situated on a prominent corner at 20th and Boston, seamlessly blends historic Roaring Twenties character with high-end modern functionality. Included are a total of 4 bedrooms and 3.5 bathrooms, with 3 beds/2.5 baths in the main house and 1 bed/1bath in the apartment upstairs. Located within the coveted Roscoe Wilson School district, the home welcomes you with two distinct living areas, including a cozy main lounge anchored by a gas-log fireplace and a versatile secondary space ideal for an office or study. The kitchen is a chef's delight, featuring timeless white cabinetry, granite countertops, a central island, and stainless steel appliances, all flowing effortlessly into a formal dining room perfect for entertaining. The thoughtful layout offers two spacious bedrooms on the main floor with crown molding and generous closet space, while the private upstairs master suite serves as a true retreat with its own dedicated office and expansive storage. Beyond the main residence, the property includes a detached two-car garage and a unique attached efficiency apartment with a separate entrance, offering incredible flexibility for guests or long-term occupants. Having most recently performed as a successful Airbnb, the home has been meticulously maintained with a solid roof, manicured landscaping, and crisp interior trim. For buyers looking for a turnkey investment or a seamless transition, the stylish furnishings currently in the home are also negotiable with the sale. This is a rare opportunity to own a piece of Lubbock history in one of its most walkable and beloved neighborhoods.

Investor Tools

$134,070Estimated Mortgage Balance
$275,930Estimated Equity
67% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,694 /month
Positive
Cash Flow Estimate:
$898 /month

Interested in this property?

Doug Duncan

Real Broker, LLC

ContactContact

Want alerts when something changes with this property?

Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$739/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,821
$364,890
2025
$45,350
$319,540
$364,890
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,821
$364,890

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Lubbock National Bank
Commercial
$160,500
No
First
Apr 2, 2018
Apr 2038

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$134,070
$275,930
67%
33%
$963/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,040/mo
$963/mo
+$1,077/mo
6.0%

Learn About the Market: Opportunity in Texas

Local Market Pages
Local Market Pages 2Local Market Pages 3Local Market Pages 4

Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lubbock

No Agent List Top Properties.

These are Deal List properties graded A+, A.

Loading properties...

Sold Properties

Loading properties...

2702 20th Street | Property Details | No Agent List