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$688,000

NAL Estimated Property Value

275 Cottonwood Circle, Longview, TX, 75605

Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths3,173 Sq Ft
price_per_sqft$188.78 / sqft
Year BuiltBuilt in 2024

Property Lead Type:

High Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 4Bathrooms 4
Garage AvailableGarage Available
AppliancesDishwasher, Wine Cooler
FlooringWood

Exterior

Lot Size1.45 acres

Building Information

Year Built2023
Garage Spaces2

Land Information

APN01657.00230.00000.000000
Lot Number23
SubdivisionSouthern Pines Ph I
Land UseResidence
Legal DescriptionACRES: 1.446 LOT: 23 SUBD: SOUTHERN PINES PH I HSE
Census Tract020606
Assessed Land Value$92,720
Assessed Improvement Value$334,400
Assessment Year2025

About this property

Welcome to your dream home in the serene gated community of Southern Pines, where luxury meets practicality on a spacious lot. This brand new 4 bed, 3 and 1 half bath construction spans an impressive 4600 square feet total slab area (3173 heated and cooled), offering abundant space for all your needs and desires. Step inside to discover custom craftsmanship at every turn. Expansive windows flood the home with natural light and provide breathtaking views, seamlessly blending indoor-outdoor living. Custom-made exterior doors with privacy glass add both elegance and functionality. The heart of this home is its well-appointed kitchen, perfect for casual family meals and entertaining guests. Imagine hosting dinners in the dining area, surrounded by the scenic beauty just beyond your doorstep. Relaxation awaits in the generously sized tub and shower, complemented by an oversized closet fit for a fashionista's dream. An additional versatile room awaits your personal touch—ideal for a home office, entertainment hub, or extra bedroom, adapting effortlessly to your lifestyle. Beyond the luxurious interior, this property offers endless possibilities. With ample space on the lot, envision creating a workshop, a serene mother-in-law suite, or even a private garden oasis. Notably, this home boasts a very favorable tax rate compared to city properties, ensuring significant savings. Additionally, the property benefits from well water, providing a reliable water source, and eliminating your monthly water bill. Located just a quick 10 minutes from all necessities, yet nestled away from the city's hustle and bustle, this location offers the perfect balance of accessibility and tranquility. Enjoy the peace of mind knowing you're part of the highly desirable Hallsville Independent School District, ensuring exceptional education for your family. Schedule a showing today and experience the unparalleled lifestyle that awaits!

Investor Tools

Property Icon
$688,000
Estimated Property Value
$188,065Estimated Mortgage Balance
$499,935Estimated Equity
72% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,128 /month
Positive
Cash Flow Estimate:
$1,376 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$416/month
$350/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,551
$427,120
2025
$92,720
$334,400
$427,120
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,551
$427,120

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Conventional
$190,000
No
First
Oct 23, 2025
Nov 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$188,065
$499,935
72%
27%
$1,140/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Longview

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275 Cottonwood Circle | Property Details | No Agent List