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$349,900

280 Spruce Dr, Kyle, TX, 78640

On MarketInfo
Beds4 Beds
Baths2 Bath
Baths1,857 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$188.42 / sqft
Year BuiltBuilt in 2004

Property Lead Type:

Off-Market ListMust-SellAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
AppliancesDishwasher, Disposal, Microwave, Free-Standing Electric Range, Refrigerator
FlooringLaminate, Tile

Exterior

Private PoolPrivate Pool
Exterior FeaturesPrivate Yard

Building Information

Year Built2004
Stories1
Garage Spaces2

Land Information

APNR109604
Lot Number35
SubdivisionHometown Kyle Phase 1
Land UseResidential
Legal DescriptionHOMETOWN KYLE PHASE 1, BLOCK D, LOT 35 TAX CODES:RSP,SHA,WEU,ACCD,EHA
Census Tract010905
Assessed Land Value$74,340
Assessed Improvement Value$242,050
Assessment Year2025

About this property

With acceptable offer, ask for Closing costs to assist with interest rate buy down for lower payment. This house is beautiful and move in ready. The house was remodeled in 2018, including kitchen, bathrooms, flooring, shingles, light fixtures, ceiling fans, paint, and more. Everything is still nice and bright. Walking through the front door you are drawn into the spacious living and kitchen area where company can mingle and enjoy the center island, 2 dining areas, and open floor plan. There are unique features throughout the home adding style and functionality - shiplap accent walls, hanging vanities, custom backsplash, modern lighting, and cabinet door design. The 4th bedroom has a closet and can be used for guests, office, craft room, or playroom. Special upgrades include quartz countertops, stainless steel appliances, sinks, vanities, mirrors, fixtures, recessed lighting, & under-cabinet lighting, 2-inch blinds on all windows and LED lighting throughout. There is no carpet in the house for easy maintenance. The property has a sprinkler system and very nice landscaping in front and back yard. This subdivision is located convenient to schools, shopping, restaurants, and hospital. Your picky buyers will not be disappointed.

Investor Tools

Property Icon
$346,000
Estimated Property Value
$214,350Estimated Mortgage Balance
$166,100Estimated Equity
38% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,099 /month
Positive
Cash Flow Estimate:
$700 /month

Interested in this property?

Karen Bell

Bell & Associates

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$578/month
$75/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,209
$316,390
2025
$74,340
$242,050
$316,390
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,209
$316,390

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Home Financing Unlimited Inc
Unknown
$214,350
No
First
Jul 26, 2018
Aug 2048

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$180,323
$175,677
49%
52%
$1,286/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Kyle

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280 Spruce Dr | Property Details | No Agent List