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$296,000

NAL Estimated Property Value

2809 Clifford St, HARLINGEN, TX, 78550

Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,143 Sq Ft
price_per_sqft$78.16 / sqft
Year BuiltBuilt in 1981

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2.5Bathrooms Full 2.5
Garage AvailableGarage Available
AppliancesElectric Water Heater
FlooringHardwood, Tile

Exterior

Lot Size19,950 sqft

Building Information

Year Built1981
Stories1
Roof Type114
Garage Spaces2

Land Information

APN24-5550-0090-0030-00
Lot Number3
SubdivisionTreasure Hills Subdivision Unit 5
Land UseResidential
Legal DescriptionLOT 3 BLK 9 TREASURE HILLS SUBDIVISION UNIT 5
Census Tract011302
Assessed Land Value$117,004
Assessed Improvement Value$112,706
Assessment Year2025

About this property

Modern 3 Bedroom, 2 1/2 with large open living, dining and den area with spacious kitchen, lots of storage in dining, master suite with sunken shower opens up to large covered tile floor patio that covers entire backside of house and dining/den opens to patio. Spacious 2nd bedroom with full bath and tub. Extra formal dining, office or bedroom near front entry. House has hurricane security shutters. House sits on almost 1/2 acre, huge fenced backyard with water fountain, pergola, picnic area with table and deck built out over Arroyo looking out to Ramsey Park across Arroyo. Beautiful landscaped yard with sprinkler system.

Investor Tools

Property Icon
$296,000
Estimated Property Value
$210,568Estimated Mortgage Balance
$85,432Estimated Equity
28% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,776 /month
Positive
Cash Flow Estimate:
$592 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$300/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,114
$192,237
2025
$117,004
$112,706
$229,710
No

Tax History

Year
Tax Paid
Assessed Value
2025
$2,114
$192,237

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Harlingen Real Estste Llc
Purchase Money Mortgage
$215,000
No
First
Feb 20, 2025
Feb 2032

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$210,568
$85,432
28%
71%
$1,290/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,180/mo
$1,290/mo
$-110/mo
4.8%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: HARLINGEN

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