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$366,341

NAL Estimated Property Value

2904 Torino Reale Ave, Temple, TX, 76502

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,186 Sq Ft
price_per_sqft$160.06 / sqft
Year BuiltBuilt in 2022

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDryer, Dishwasher, Electric Cooktop, Electric Range, Disposal, Microwave, Oven, Refrigerator, Water Heater
FlooringCarpet

Exterior

Private PoolPrivate Pool
Exterior FeaturesCovered Patio, Private Yard, Rain Gutters
Lot Size7,993 sqft

Building Information

Year Built2022
Stories1
Roof Type105
Garage Spaces2

Land Information

APN484533
Lot Number4
SubdivisionBella Terra Phase I
Land UseResidential
Legal DescriptionBELLA TERRA PHASE I, BLOCK 006, LOT 0004, (ENHANCED LIFE ESTATE) (ENHANCED LIFE ESTATE)
Census Tract021305
Assessed Land Value$55,000
Assessed Improvement Value$311,341
Assessment Year2025

About this property

Welcome to your like new, beautifully upgraded, custom built Carothers dream home in Bella Terra. From the moment you enter you’ll notice the tall ceilings, natural light and open-concept layout that creates an inviting entry to the living room. At the front of the home a bedroom or, as the owner previously used it, dedicated office space that offers the perfect work from home space. The gourmet kitchen features ample cabinetry, extensive counter space, and a large island - ideal for entertaining. The living room opens up with it's beamed ceiling, is anchored by a cozy wood burning fireplace and provides plenty of room for relaxing and gathering. The primary suite is located near the laundry room and garage for convenience, and feels like a private retreat with its modern and luxurious bathroom, updated en suite bath that includes a soaking tub, walk-in shower with beautiful tile, dual vanities, and his and hers closets. Step outside to enjoy a covered back patio and your own private backyard, with rock french drain and landscaped for low maintenance as a personal oasis - perfect for outdoor fun and Texas evenings. Located in one of Temple's best neighborhoods, conveniently located off 31st St for quick access to shopping, entertainment, Baylor Scott & White and I-35. This home has it all!

Investor Tools

Property Icon
$366,341
Estimated Property Value
$313,194Estimated Mortgage Balance
$53,147Estimated Equity
14% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,198 /month
Positive
Cash Flow Estimate:
$733 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$330/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,128
$366,341
2025
$55,000
$311,341
$366,341
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,128
$366,341

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
24/7 Mortgage Corp
Conventional
$314,100
No
First
Mar 31, 2026
Apr 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$313,194
$53,147
14%
85%
$1,884/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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2904 Torino Reale Ave | Property Details | No Agent List