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Owner Contacts

$579,000

NAL Estimated Property Value

2905 Ellington Ct, McKinney, TX, 75072

Off Market

4 Beds

3 Bath

3,080 Sq Ft

$193.18 / sqft

Built in 1996

Property Lead Type:

Off-Market ListAbsentee OwnerMove-In Ready

Highlights

Interior

Bedrooms 4

Bathrooms Full 2.5

Indoor Fireplace

Garage Available

AppliancesDishwasher, Disposal, Microwave

Building Information

Year Built1996

Stories2

Garage Spaces2

Land Information

APNR-3468-00A-0200-1

Lot Number20

SubdivisionStonegate Phase One (Cmc)

Land UseResidential

Legal DescriptionSTONEGATE PHASE ONE (CMC), BLK A, LOT 20

Census Tract030607

Assessed Land Value$135,000

Assessed Improvement Value$420,250

Assessment Year2025

About this property

Original Owners with immaculate care & condition! This feels like HOME! Great flr plan that has been timelessly updated & is move-in ready. The Kitchen is huge, & open to the downstairs LA with fireplace. Enjoy views of the lushly appointed & private backyard! Don't miss the incredible storage including a walk-in pantry, deep storage closets with tons of cabinets & counterspace! A large pantry with folding area and closet is located just off the kitchen for convenience. Downstairs features a Study with French Doors and second Dining Area with convenient Kitchen access. Upstairs are huge bedrooms, spacious closets and full baths in addition to a spacious second Living Area. The backyard is a dream! An extended flagstone patio in addition to a spacious covered patio are beckoning for family dinners under the stars! The yard is large with room for pets and playtime & soccer practice! An easy walk to the community pool, park & playground! Gated community for an extra peace of mind!

Investor Tools

$579,000

Estimated Property Value

$458,684Estimated Mortgage Balance

$120,316Estimated Equity

20% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$3,570 /month

Positive

Cash Flow Estimate:

$1,190 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$840/month

$275/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$7,179

$555,250

2025

$135,000

$420,250

$555,250

Tax History

Year

Tax Paid

Assessed Value

2024

$7,179

$555,250

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Rocket Mortgage Llc

Conventional

$472,000

First

Oct 15, 2024

Nov 2054

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$458,684

$120,316

20%

79%

$2,830/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$3,020/mo

$3,105/mo

$-85/mo

6.3%

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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