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$158,000

300 W Main Street, Cumby, TX, 75433

Off MarketInfo
Beds3 Beds
Baths1 Bath
Baths1,200 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$125.83 / sqft
Year BuiltBuilt in 1970

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 1Bathrooms 1
AppliancesElectric Cooktop, Gas Water Heater, Microwave
FlooringCarpet, Laminate

Exterior

Lot Size10,019 sqft

Building Information

Year Built1970
Garage Spaces3

Land Information

APNR000000755
Land UseResidential
Legal DescriptionACRES: 0.230 LOT: 4 BLK: 23 TOWN: CUMBY 80X125
Census Tract950200
Assessed Land Value$20,040
Assessed Improvement Value$113,380
Assessment Year2025

About this property

This home is on a large corner lot with a mature oak tree. There are three bedrooms and 1 bath. Large living area. The backyard is fenced. The unattached three car garage can accommodate tools and vehicles. A room at the back of the garage could be used as an office, game room, or man cave. This property is minutes away from I30 and close to Texas A&M Commerce. Motivated seller!

Investor Tools

Property Icon
$158,000
Estimated Property Value
$0Estimated Mortgage Balance
$0Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$948 /month
Positive
Cash Flow Estimate:
$316 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$288/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,663
$133,420
2025
$20,040
$113,380
$133,420
No

Tax History

Year
Tax Paid
Assessed Value
2025
$2,663
$133,420

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Barrett Financial Group Llc
Conventional
$135,800
No
First
Sep 18, 2024
Oct 2054

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$263,522
N/A
0%
167%
$1,630/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Cumby

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300 W Main Street | Property Details | No Agent List