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$744,000

NAL Estimated Property Value

3020 Montego Pl, Plano, TX, 75023

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,467 Sq Ft
price_per_sqft$289.82 / sqft
Year BuiltBuilt in 1978

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2.5Bathrooms Full 2.5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Microwave
FlooringCarpet, Hardwood, Wood, Stone

Exterior

Private PoolPrivate Pool
Exterior FeaturesGas Grill, Rain Gutters, Lighting, Outdoor Grill

Building Information

Year Built1978
Stories1
Roof Type105
Garage Spaces2

Land Information

APNR-0397-005-0090-1
Lot Number9
SubdivisionPrairie Creek Estates No 3 (Cpl)
Land UseResidential
Legal DescriptionPRAIRIE CREEK ESTATES NO 3 (CPL), BLK E, LOT 9
Census Tract031613
Assessed Land Value$135,000
Assessed Improvement Value$507,998
Assessment Year2025

About this property

Stunning single story soft contemporary updated with today's design trends and open living spaces located in desirable Prairie Creek Estates 03 on a cul-de-sac lot. Phenomenal Indoor-outdoor living featuring 12 ft sliders in the living room, and primary bedroom flood the home with natural light while bring the outdoors in and the indoors out. Impeccable kitchen features 42-inch shaker style cabinets, white calacatta quartz countertops with a waterfall edge, marble picket backsplash, under cabinet lighting, KitchenAid commercial series range, stainless steel appliances, designer lighting, brass hardware, and custom table wrapped in a modern concrete grey quartz with dual waterfall edges and swivel chairs. Gorgeous, reclaimed two and quarter inch oak wood floors throughout most of the home add the perfect amount of warmth to this elevated space. Designer wallpaper in living room and primary bedroom pair nicely with the modern accent lighting. Backyard oasis with massive pool and spa, landscape lighting, huge covered flagstone patio area with built in 36-inch KitchenAid grill, built in refrigerator, custom linear fire feature, dual ceiling fans, recessed lighting, and pond. Tranquil landscape blends well with the rich tongue and groove cedar siding. Primary bathroom is sure to impress with gorgeous ivory travertine floors and shower, custom painted light grey cabinets, large drop-in soaking tub, frameless shower glass, calacatta quartz countertops, separate vanities, and separate closets. Close to shopping, highways, restaurants, and highly rated Hughston Elementary. Don't miss this home, come see it today.

Investor Tools

Property Icon
$744,000
Estimated Property Value
$762,700Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,464 /month
Positive
Cash Flow Estimate:
$1,488 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$876/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,795
$642,998
2025
$135,000
$507,998
$642,998
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,795
$642,998

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Guaranteed Rate Inc
Va
$766,022
Yes
First
Feb 4, 2026
Feb 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$762,700
N/A
0%
103%
$4,593/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,040/mo
$4,593/mo
$-1,553/mo
4.9%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Plano

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3020 Montego Pl | Property Details | No Agent List