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$1,350,000

3020 Riverside Trl, Temple, TX, 76502

On MarketInfo
Beds4 Beds
Baths5 Bath
Baths4,266 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$316.46 / sqft
Year BuiltBuilt in 1999

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 5Bathrooms 5
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
AppliancesConvection Oven, Double Oven, Dishwasher, Electric Water Heater, Gas Cooktop, Disposal, Other, Refrigerator, Range Hood, See Remarks, Vented Exhaust Fan, Water Heater, Built In Oven, Cooktop, Microwave
FlooringBrick, Carpet, Luxury Vinyl Plank

Exterior

Private PoolPrivate Pool
Exterior FeaturesCovered Patio, Gas Grill, Outdoor Kitchen, Other, Porch, Private Yard, Rain Gutters, Security Lighting, See Remarks, Propane Tank Owned
Lot Size9.08 acres

Building Information

Year Built1999
Stories2
Garage Spaces2

Land Information

APN197595
SubdivisionN Chance
Land UseResidential
Legal DescriptionA0005BC N CHANCE, ACRES 9.078
Census Tract020301
Assessed Land Value$30,556
Assessed Improvement Value$588,572
Assessment Year2025

About this property

Experience luxury, privacy, and convenience on this beautifully remodeled 9-acre estate just minutes from Belton and Temple. Outside the city limits with no city taxes, this exceptional 4,266-square-foot home was designed for both everyday living and entertaining. Completely remodeled just a few years ago, the home features 4 bedrooms, 5 full bathrooms, an office, formal dining room, spacious family room, breakfast area, and two versatile flex rooms that can serve as game rooms, media rooms, playrooms, or additional living spaces. The main level offers a private primary suite, office, formal dining room, full guest bathroom, inviting family room, breakfast area, and an oversized flex room beyond the sunroom. The sunroom overlooks the backyard and includes a built-in storm shelter for added peace of mind. Upstairs you'll find three additional bedrooms, two full bathrooms, and another flex room with built-in bunk beds and a closet—ideal as a bunk room, game room, or guest retreat. Two bedrooms share a Jack-and-Jill bathroom, while the third enjoys its own private bath. Step outside to your private backyard oasis featuring a sparkling pool and hot tub, outdoor kitchen beneath beautiful pergolas, and a convenient full pool bathroom with direct access from the garage. Additional features include a 25x40 shop with a concrete floor, electric, and three overhead doors, a 10x10 chicken coop, mature hardwood trees, beautiful creek frontage, and a heavily wooded setting that offers exceptional privacy. Whether you're searching for a luxury acreage property, private wooded retreat, multigenerational home, or a beautifully updated home with room to spread out, this unrestricted property offers endless possibilities just minutes from shopping, dining, schools, and healthcare in Belton and Temple. Enjoy the freedom of country living with no HOA and no city taxes, all while being just minutes from the conveniences of town.

Investor Tools

$104,195Estimated Mortgage Balance
$558,805Estimated Equity
84% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$8,100 /month
Positive
Cash Flow Estimate:
$2,700 /month

Interested in this property?

Stephen Morton

Vista Real Estate Group-Compass RE Texas, LLC

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,062/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$9,430
$619,128
2025
$30,556
$588,572
$619,128
No

Tax History

Year
Tax Paid
Assessed Value
2024
$9,430
$619,128

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Carrington Mortgage Services Llc
Conventional
$114,100
No
First
Dec 3, 2021
Dec 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$104,195
$558,805
84%
16%
$685/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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3020 Riverside Trl | Property Details | No Agent List