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$471,000

NAL Estimated Property Value

304 S Bradley St, McKinney, TX, 75069

Off MarketInfo
Beds2 Beds
Baths2 Bath
Baths1,332 Sq Ft
price_per_sqft$243.99 / sqft
Year BuiltBuilt in 1905

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 2Bedrooms 2
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating Space/SuspendedHeating Space/Suspended
CoolingCooling
AppliancesGas Range, Gas Water Heater
FlooringCeramic Tile, Hardwood

Exterior

Lot Size8,102 sqft

Building Information

Year Built1905
Stories1
Roof Type105
Garage Spaces1

Land Information

APNR-0926-000-481A-1
Lot Number481A
SubdivisionMckinney Outlots (Cmc)
Land UseResidential
Legal DescriptionMCKINNEY OUTLOTS (CMC), LOT 481A
Census Tract030802
Assessed Land Value$240,000
Assessed Improvement Value$224,472
Assessment Year2025

About this property

Great Investment Opportunity to be in one of McKinney's Legacy Neighborhoods, within walking distance to Historic Downtown McKinney! Located on a Corner Lot, this 2 Bedroom 1 Bath home is awaiting your own personal touch for that makeover that reflects the restored beauty of the surrounding neighborhood. Updates include Central Heat & Air, and a Water Heater. Hardwood Floors are throughout the Home with Tile in the Kitchen area. There is a separate Utility Room that leads to a very unique and large walk-in Concrete Cellar just off the back of the Home. As a bonus, there is a driveway entrance off Howell St. and the Garage entrance is on Bradley St. providing ample parking spaces. Rounding out the outside of the Home is a nice size Storage Shed in the Backyard to house all your Garden Tools and Lawn Mower. Contact your favorite Realtor for a showing and come make this hidden Gem your Home today!

Investor Tools

Property Icon
$471,000
Estimated Property Value
$410,072Estimated Mortgage Balance
$60,928Estimated Equity
12% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,826 /month
Positive
Cash Flow Estimate:
$942 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$274/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$938
$464,472
2025
$240,000
$224,472
$464,472
No

Tax History

Year
Tax Paid
Assessed Value
2024
$938
$464,472

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Security State Bank & Trust
Conventional
$420,000
No
First
Jan 21, 2025
Feb 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$410,072
$60,928
12%
87%
$2,519/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

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304 S Bradley St | Property Details | No Agent List