Real opportunities. Driven by live market signals.
Updated every minute.

Browse Homes — Buy Direct, Deal on Your Terms

Updated Properties Icon
Updated Properties
Last 24 HoursLast 24 Hours

$107,718

NAL Estimated Property Value

305 Main St, Smithville, TX, 78957

$140,033 ARVInfo
Off MarketInfo
CommercialInfo
Baths0 Bath
Baths2,214 Sq Ft
OfficeOffice
price_per_sqft$191.96 / sqft
Year BuiltBuilt in 1940

Highlights

Interior

Bathrooms 0Bathrooms 0
Heating CentralHeating Central
CoolingCooling
FlooringCarpet, Tile

Exterior

Lot Size3,398 sqft

Building Information

Stories1

Land Information

APNR19340
Lot Number18
SubdivisionS7820 - Smithville Townsite
Land UseCommercial
Legal DescriptionSMITHVILLE TOWNSITE, BLOCK 22, LOT 18
Census Tract950700
Assessed Land Value$32,983
Assessed Improvement Value$74,735
Assessment Year2025

About this property

Includes Lots 17 & 18; aka Parcel ID 19340 & 19337 consisting of a 1-story commercial office building (tenant is an insurance brokerage) & a vacant lot on Main Street. This updated building was originally constructed in 1940 and features 8 offices, copy room, break room with kitchen area, a restroom, reception area, storage closet, covered rear patio and 4 reserved parking spaces in the alley. The vacant lot is between 305 Main and the city hall. Metal roof, 3 HVAC units, stucco over brick exterior, sidewalk and front door onto Main Street, plus rear entrance. Located on Smithville's Main Street between Blazer's and the Smithville City Hall.

Investor Tools

Property Icon
$107,718
Estimated Property Value
$290,553Estimated Mortgage Balance
$0Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)*
$140,033
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,550 /month
Positive
Cash Flow Estimate:
$850 /month

Interested in this property?

Run an Owner Lookup!

Unlock Owner Contacts

Want alerts when something changes with this property?

Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$246/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,408
$107,718
2025
$32,983
$74,735
$107,718
No

Tax History

Year
Tax Paid
Assessed Value
2024
$2,408
$107,718

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
First National Bank Of Bastrop
Commercial
$320,000
No
First
Jul 28, 2021
Jul 2041

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$290,553
N/A
0%
270%
$1,919/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
Local Market Pages 2Local Market Pages 3Local Market Pages 4

Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Smithville

No Agent List Top Properties.

These are Deal List properties graded A+, A.

Loading properties...

Sold Properties

Loading properties...

305 Main St | Property Details | No Agent List