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$336,973

305 Ponderosa Dr, Harker Heights, TX, 76548

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,864 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$111.73 / sqft
Year BuiltBuilt in 2006

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
AppliancesDishwasher, Disposal, Oven, Refrigerator, Water Heater, Microwave
FlooringCarpet, Ceramic Tile

Exterior

Lot Size15,377 sqft

Building Information

Year Built2006
Stories2
Roof Type105
Garage Spaces2

Land Information

APN370374
Lot Number7
SubdivisionSkipcha Mountain Estates Phase Twenty On
Land UseResidential
Legal DescriptionSKIPCHA MOUNTAIN ESTATES PHASE TWENTY ONE, BLOCK 007, LOT 0007
Census Tract021906
Assessed Land Value$52,000
Assessed Improvement Value$284,973
Assessment Year2025

About this property

Mature trees. Stone fireplace. Primary suite on the main floor. This spacious 4-bedroom, 2.5-bath home offers approximately 2,864 square feet of flexible living space on a generous ~0.35-acre lot in the established Skipcha Mountain Estates neighborhood. Surrounded by large, mature trees, the property offers shade, character, and inviting curb appeal rarely found in newer communities. Inside, the functional layout features two living areas, two dining spaces, and a dedicated formal office or flex room, providing versatility for remote work or entertaining. The main living area is anchored by a striking stone fireplace, creating a warm and welcoming focal point. The spacious kitchen offers abundant cabinetry and extensive counter space, ideal for everyday cooking and hosting gatherings. The primary suite is conveniently located on the main floor, offering privacy and comfort. Upstairs, additional bedrooms are complemented by a large loft area, perfect for a media room, game room, or secondary living space. The oversized lot combined with established trees creates a peaceful outdoor setting with room to relax or personalize. Conveniently located near shopping, dining, schools, and just minutes from Fort Hood, this home offers space, flexibility, and accessibility in one of Harker Heights’ established neighborhoods. A rare opportunity combining size, layout, and location.

Investor Tools

Property Icon
$336,973
Estimated Property Value
$0Estimated Mortgage Balance
$17,434Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,022 /month
Positive
Cash Flow Estimate:
$674 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$576/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,230
$336,973
2025
$52,000
$284,973
$336,973
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,230
$336,973

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
New American Funding
Va
$320,000
Yes
First
Apr 10, 2026
May 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$319,539
$17,434
5%
95%
$1,919/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Harker Heights

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305 Ponderosa Dr | Property Details | No Agent List