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$714,844

NAL Estimated Property Value

3069 Fm 1704, Elgin, TX, 78621

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,976 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$417.51 / sqft
Year BuiltBuilt in 1999

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesOven, Dishwasher, Gas Cooktop, Water Heater, Water Softener Owned
FlooringTile, Wood

Exterior

Private PoolPrivate Pool
Exterior FeaturesPrivate Yard
Lot Size7.70 acres

Building Information

Year Built1999
Stories1
Roof Type112
Garage Spaces3

Land Information

APNR78487
Lot Number5
SubdivisionS8130 - Towering Oaks Estates
Land UseResidential
Legal DescriptionTOWERING OAKS ESTATES, BLOCK A, LOT 5, ACRES 7.6990
Census Tract950101
Assessed Land Value$280,069
Assessed Improvement Value$434,775
Assessment Year2025

About this property

Yearning for a relaxed country lifestyle? Then you can't miss this stunning, modern farmhouse on 7.7 acres in Elgin. Built in 1999, this single story beauty features 3 bedrooms, 2 bathrooms and an expansive back patio. 3 separate structures can also be found on the property: potting shed, playhouse for kids, and studio/storage. There is also a pavilion/detached covered patio, a pergola and a barn with 2 stalls. The covered front porch adds an inviting touch to this charming home. The front door opens into a beautiful foyer area with a high ceiling and warm wood flooring. To your left sits a picturesque living area with a striking chandelier, oversized door frames and a stone fireplace that adds a sense of grandeur. The country kitchen is breathtaking with bright white cabinetry, granite countertops and an incredible amount of natural light. Never worry about prepping and storing with tons of cabinet and countertop space. Oversized windows throughout the home make the view a living artwork. A calm oasis of clean white walls and glossy wood flooring create a serene ambiance in the private owner's suite. Enjoy your opportunity to personalize the 2 guest bedrooms. The graciousness of this stunning house is enhanced by a large covered patio, which looks out admiringly over the lush backyard. The backyard is a gardener's dream; so many birds, butterflies and areas to garden. The HVAC was replaced in 2014 and a water softener was added in 2021. This home is discreetly set back from the road, offering the utmost in privacy. Tucked into a quiet, country neighborhood, this home enjoys very easy access to 71 and 130 and only 20 mins from the Tesla factory. If the best of everything is your way of life, you've just found your new home!

Investor Tools

Property Icon
$714,844
Estimated Property Value
$156,840Estimated Mortgage Balance
$558,004Estimated Equity
78% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,950 /month
Positive
Cash Flow Estimate:
$1,650 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,200/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$10,822
$714,844
2025
$280,069
$434,775
$714,844
No

Tax History

Year
Tax Paid
Assessed Value
2024
$10,822
$714,844

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
University Fcu
Conventional
$171,750
No
First
Oct 19, 2021
Nov 2041

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$156,840
$558,004
78%
22%
$1,030/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Elgin

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3069 Fm 1704 | Property Details | No Agent List