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$325,000

NAL Estimated Property Value

309 Lottie Lane, Saginaw, TX, 76179

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,050 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$143.9 / sqft
Year BuiltBuilt in 2007

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Gas Cooktop, Gas Range, Microwave, Plumbed For Ice Maker, Vented Exhaust Fan
FlooringCarpet, Ceramic Tile, Wood

Exterior

Exterior FeaturesLighting
Lot Size8,255 sqft

Building Information

Year Built2007
Stories1
Garage Spaces2

Land Information

APN47149K-7-43
Lot Number43
SubdivisionWillow Creek Estates-Saginaw
Land UseResidential
Legal DescriptionWILLOW CREEK ESTATES-SAGINAW BLOCK 7 LOT 43
Census Tract114006
Assessed Land Value$70,000
Assessed Improvement Value$215,000
Assessment Year2025

About this property

Better days are coming - Find them right here in this one of a kind updated home located within walking distance to Willow Creek Park. This home showcases an open concept design, new wood floors, recessed lighting, an abundance of natural light, sophisticated details & statement updates throughout! The impeccably designed kitchen features include ss appliances, a quartz countertop & marble island & new backsplash. OWNERS RETREAT with spa-inspired bathroom boast new quartz countertops w double sinks, high end plumbing fixtures, modern hardware, new tile, new freestanding tub & so much more. Office space, secondary bedrooms, covered patio & oversized garage w built-in cabinets. INCREDIBLE DEAL IN EMISD!!

Investor Tools

Property Icon
$325,000
Estimated Property Value
$195,186Estimated Mortgage Balance
$129,814Estimated Equity
39% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,950 /month
Positive
Cash Flow Estimate:
$650 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$572/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,235
$285,000
2025
$70,000
$215,000
$285,000
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,235
$285,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Conventional
$217,500
No
First
Jan 11, 2021
Feb 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$195,186
$129,814
39%
60%
$1,305/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,710/mo
$1,305/mo
+$1,405/mo
10.0%

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Saginaw

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