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$599,500

309 Roca Trail, Belton, TX, 76513

PendingInfo
Beds3 Beds
Baths2 Bath
Baths2,330 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$257.3 / sqft
Year BuiltBuilt in 2020

Property Lead Type:

High Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Cooktop, Disposal, Oven, Refrigerator, Water Heater, Cooktop, Microwave
FlooringCarpet, Laminate

Exterior

Private PoolPrivate Pool
Lot Size22,651 sqft

Building Information

Year Built2020
Stories1
Garage Spaces3

Land Information

APN470812
Lot Number5
SubdivisionRancho Del Lago
Land UseResidential
Legal DescriptionRANCHO DEL LAGO, BLOCK 004, LOT 0005, 0.520AC 0.520AC
Census Tract020201
Assessed Land Value$67,954
Assessed Improvement Value$594,713
Assessment Year2025

About this property

Stunning 3-bedroom, 2-bath home in one of Belton’s most sought-after neighborhoods within desirable Belton ISD. Prime location just minutes from Lake Belton and all three Belton schools. This elegant residence features an open-concept floor plan with designer finishes, a dedicated office, and a spacious living area perfect for entertaining. The gourmet kitchen flows seamlessly into the main living space, creating an inviting atmosphere for family and guests. Retreat to the luxurious primary suite with a spa-inspired bath, double vanity, garden tub, and large walk-in closet. Step outside to your private backyard oasis boasting an in-ground pool, above-ground hot tub, outdoor kitchen, and fire pit—ideal for relaxing or hosting gatherings. Experience resort-style living in a premier Belton community—where luxury, comfort, and location come together beautifully.

Investor Tools

$596,028Estimated Mortgage Balance
$66,639Estimated Equity
10% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,976 /month
Positive
Cash Flow Estimate:
$1,325 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,329/month
$800/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$12,640
$662,667
2025
$67,954
$594,713
$662,667
No

Tax History

Year
Tax Paid
Assessed Value
2024
$12,640
$662,667

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Mortgage Research Center Llc
Va
$599,500
Yes
First
Jan 5, 2026
Feb 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$596,028
$66,639
10%
90%
$3,595/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Belton

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309 Roca Trail | Property Details | No Agent List