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$550,000

3097 Ridgeview Rd, Caddo Mills, TX, 75135

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths2,614 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$210.37 / sqft
Year BuiltBuilt in 2001

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Double Oven
FlooringCarpet, Tile, Vinyl

Exterior

Private PoolPrivate Pool
Exterior FeaturesRain Gutters, Private Yard
Lot Size2 acres

Building Information

Year Built2001
Stories1
Roof Type105
Garage Spaces2

Land Information

APN3280-0000-0440-10
Lot Number44
SubdivisionHarper Estates
Land UseResidential
Legal DescriptionS3280 HARPER ESTATES LOT 44 ACRES 2.0
Census Tract961401
Assessed Land Value$168,000
Assessed Improvement Value$349,320
Assessment Year2025

About this property

An animal lover’s dream! Enjoy 2 acres of country living—outside city limits and NO HOA! This property is fully fenced and features a run-in barn-loafing shed with 2 horse stalls and water, a hay barn, and a large chicken coop. The land offers sandy loam soil, ideal for horses and easy maintenance. A 20x24 steel-frame shop with electric and a half bath provides the perfect space for projects, storage, or a future man cave. Inside, you’ll find 4 spacious bedrooms, 2 bathrooms, plus an office or bonus room that could easily serve as a 5th bedroom. The open layout includes a large formal dining area, a cozy living room with a fireplace, and a spacious kitchen with custom cabinetry, granite countertops, and a breakfast area. Vaulted and tray ceilings throughout add an airy, elegant feel. The primary suite offers a private retreat with dual sinks, his & her closets, a large soaking tub, and a separate walk-in shower. A split-bedroom design ensures privacy, while the converted garage adds valuable space for your home office or flex room. Step outside to your backyard oasis featuring a travertine gunite pool and spa combo overlooking peaceful acreage—ideal for relaxing or entertaining. The back patio is plumbed for gas, making outdoor grilling easy and enjoyable. The home exterior is enhanced with up-lighting, landscape lighting, eave outlets for Christmas lights, an exterior outlet for a generator, and solar screens on the front windows for added energy efficiency. Recent updates include pool replaster (2019), new pool pump (2025), roof replacement (2025), and new water heater (2023). Conveniently located just 1.2 miles from I-30, 5 minutes from Caddo Mills High School, and zoned to the new Kathy Kirkpatrick Elementary, this home blends country tranquility with easy access to city conveniences. Enjoy small-town charm, local events, and top-rated Caddo Mills ISD schools—all while living your dream of rural Texas living.

Investor Tools

Property Icon
$550,000
Estimated Property Value
$573,211Estimated Mortgage Balance
$0Estimated Equity
-4% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,300 /month
Positive
Cash Flow Estimate:
$1,100 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$855/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,513
$517,320
2025
$168,000
$349,320
$517,320
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,513
$517,320

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Highlands Residential Mortgage Ltd
Va
$573,211
Yes
First
Dec 5, 2025
Jan 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$569,054
N/A
0%
103%
$3,437/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Caddo Mills

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3097 Ridgeview Rd | Property Details | No Agent List