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$182,000

NAL Estimated Property Value

3101 8th Street, Bay City, TX, 77414

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,577 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$120.42 / sqft
Year BuiltBuilt in 1946

Property Lead Type:

High Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
AppliancesDisposal, Gas Oven, Gas Range, Dishwasher
FlooringWood

Exterior

Lot Size9,801 sqft

Building Information

Year Built1946
Garage Spaces1

Land Information

APN40016
Land UseResidential
Legal DescriptionMEADOWLAWN S/D LOT 14 & W 20' LOT 13 BLK 9
Census Tract730204
Assessed Land Value$32,970
Assessed Improvement Value$110,420
Assessment Year2025

About this property

Charming home with vintage character plus investment potential in a prime central location! Original hardwood floors, a spacious covered front porch, inviting living and dining areas, and a kitchen with a classic farmhouse sink offer timeless appeal. A cozy room in back features original knotty pine walls and ceiling—perfect for a studio or home office. Updated guest bath with large tiled shower. February 2025 roof and July 2021 siding with WPI-8 windstorm certificates. HVAC was replaced in 2022. Windows replaced within the last 10 years. Lot offers room to expand or create outdoor living spaces. Detached garage/workshop adds functionality. Walking distance to schools, H-E-B, and shopping, with easy access to Hwy 35 & 60. This home is great for investors or anyone seeking potential commercial or rental use. A unique opportunity in a high-demand, walkable area!

Investor Tools

Property Icon
$182,000
Estimated Property Value
$181,666Estimated Mortgage Balance
$334Estimated Equity
0% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,139 /month
Positive
Cash Flow Estimate:
$380 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$161/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,018
$143,390
2025
$32,970
$110,420
$143,390
No

Tax History

Year
Tax Paid
Assessed Value
2025
$1,018
$143,390

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Premier Mortgage Resources Llc
Fha
$176,739
Yes
First
Sep 11, 2025
Oct 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$181,666
$334
0%
100%
$1,103/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Bay City

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3101 8th Street | Property Details | No Agent List