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$980,000

3104 Congress Lane, Anna, TX, 75409

SoldInfo
7/21/26
Beds4 Beds
Baths4 Bath
Baths3,448 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$299.27 / sqft
Year BuiltBuilt in 2025

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 4Bathrooms 4
AppliancesDishwasher, Disposal, Gas Cooktop, Gas Oven, Microwave, Double Oven
FlooringCarpet, Hardwood, Tile

Exterior

Lot Size1.14 acres

Building Information

Garage Spaces4

Land Information

APNR-13007-00A-0400-1
Lot Number40
SubdivisionCapitol Hill
Land UseResidential
Legal DescriptionCAPITOL HILL, BLK A, LOT 40
Census Tract030202
Assessed Land Value$143,000
Assessment Year2025

About this property

The Truman plan from the Cope Homes Luxury Series. This beautiful craftsman style home is located in the newest 1+ acre community in Van Alstyne, Capitol Hill. This home features a large open floorplan, Large Covered Patio, and Full In-Law Suite complete with its own Entry, Kitchen, Living Room, Bathroom, Laundry and Private 1- Car Garage. This home is perfect for multi-generational families or Buyers looking for homes with income potential. The Main Kitchen features quartz countertops, Kitchen Aid double ovens, Kitchen Aid gas cooktop and large kitchen island. The primary bedroom has an ensuite bath with a free-standing tub and dual shower heads in the walk-in shower and an oversized walk-in closet. NO HOA! Add your own shop, apartment, storage on the 1+ acre lot! If this isn't your floorplan, we have several other homes currently under construction in Capitol Hill!

Investor Tools

Property Icon
$980,000
Estimated Property Value
$0Estimated Mortgage Balance
$369,972Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$6,191 /month
Positive
Cash Flow Estimate:
$2,064 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$429/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$249
$143,000
2025
$143,000
N/A
$143,000
No

Tax History

Year
Tax Paid
Assessed Value
2024
$249
$143,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Vista Bank
Commercial
$616,306
No
First
Oct 20, 2025
Oct 2026

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$610,028
$369,972
37%
62%
$3,696/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Anna

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3104 Congress Lane | Property Details | No Agent List