NoAgentList RatingHow are grades calculated?

1view

$385,000

3104 Oak Grove Dr, Plano, TX, 75074

Off Market

3 Beds

2 Bath

1,790 Sq Ft

Single Family Residence

$215.08 / sqft

Built in 1980

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3

Bathrooms Full 2

Indoor Fireplace

Garage Available

Heating Central

Cooling

AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater

FlooringTile, None, Vinyl

Building Information

Year Built1980

Stories1

Roof Type105

Garage Spaces2

Land Information

APNR-0466-010-0190-1

Lot Number19

SubdivisionRoyal Oaks (Cpl)

Land UseResidential

Legal DescriptionROYAL OAKS (CPL), BLK 10, LOT 19

Census Tract032008

Assessed Land Value$88,000

Assessed Improvement Value$323,000

Assessment Year2025

About this property

WELCOME to the best house in Plano under $400,000! You'll feel at home as soon as you enter the great-room & open floor plan filled with natural light! Your kitchen is the heart of this home. The WOW factor is a huge quarts kitchen island with designer waterfall edge, open to the family room with a custom fireplace overlooking your back yard, perfect for entertaining & warm family nights! Large primary bedroom easily fits king suite with extended seating or dressing area. Split bedroom floorplan is meticulously updated: new flooring, paint, energy efficient argon gas windows, water heater, HVAC, insulation, lighting, appliances, covered back yard patio to enjoy the outdoors. PERFECTLY LOCATED in DESIRABLE PLANO ISD, adjacent to Bob Woodruff Park, minutes to schools, major fwys, Collin County College, shopping, restaurants, Oak Point Nature Preserve w zip lines, fishing, in & outdoor pools, gym, & much more! *NO HOA!* Affordability you're looking for! MOVE IN BEFRORE 2023!

Investor Tools

$411,000

Estimated Property Value

$355,500Estimated Mortgage Balance

$77,963Estimated Equity

14% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$2,466 /month

Positive

Cash Flow Estimate:

$822 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$613/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$5,306

$411,000

2025

$88,000

$323,000

$411,000

Tax History

Year

Tax Paid

Assessed Value

2024

$5,306

$411,000

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

United Wholesale Mortgage

Conventional

$355,500

First

Dec 15, 2022

Jan 2053

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$333,037

$77,963

18%

81%

$2,132/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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