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$443,617

NAL Estimated Property Value

3106 Spruce St, Celina, TX, 75009

Off MarketInfo
LeaseInfo
Beds3 Beds
Baths3 Bath
Baths2,139 Sq Ft
price_per_sqft$1.31 / sqft
Year BuiltBuilt in 2019

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2.5Bathrooms Full 2.5
AppliancesWater Purifier, Built-In Gas Range, Dishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Tankless Water Heater, Vented Exhaust Fan
FlooringCarpet, Tile, Vinyl

Exterior

Exterior FeaturesRain Gutters
Lot Size8,076 sqft

Building Information

Year Built2019
Stories2
Garage Spaces2

Land Information

APNR-11375-00N-0050-1
Lot Number5
SubdivisionBluewood Phase I (Ccl)
Land UseResidential
Legal DescriptionBLUEWOOD PHASE I (CCL), BLK N, LOT 5
Census Tract030307
Assessed Land Value$143,750
Assessed Improvement Value$299,867
Assessment Year2025

About this property

Wonderful west facing 3 bedroom, 2 and a half bath Meritage home. The open concept kitchen with granite counter tops and backyard with covered deck is great for entertaining. Home features a complete water filtration system in the garage with tankless water heater. The front bonus room can be used as an office, playroom, or formal dining. All bedrooms are upstairs along with two full bathrooms, game room and an oversized laundry room. All applicants to verify all information in listing including, but not limited to, schools, square footage, etc.

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,106/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$11,058
$443,617
2025
$143,750
$299,867
$443,617
No

Tax History

Year
Tax Paid
Assessed Value
2024
$11,058
$443,617

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Sure Fund Mortgage Inc
Conventional
$382,500
No
First
Jun 24, 2022
Jul 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$354,509
$89,108
20%
80%
$2,294/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,670/mo
$2,294/mo
+$376/mo
7.2%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Celina

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3106 Spruce St | Property Details | No Agent List