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$220,000

3113 Charter Oak Drive, Plano, TX, 75074

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,452 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$151.52 / sqft
Year BuiltBuilt in 1978

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesElectric Range, Microwave, Plumbed For Ice Maker, Vented Exhaust Fan, Electric Water Heater
FlooringCarpet, Ceramic Tile, Vinyl, Wood

Exterior

Exterior FeaturesRain Gutters

Building Information

Year Built1978
Stories1
Roof Type105
Garage Spaces2

Land Information

APNR-0466-015-0140-1
Lot Number14
SubdivisionRoyal Oaks (Cpl)
Land UseResidential
Legal DescriptionROYAL OAKS (CPL), BLK 15, LOT 14
Census Tract032008
Assessed Land Value$80,000
Assessed Improvement Value$249,260
Assessment Year2025

About this property

Gorgeous E Plano 1 story with 3 beds-2baths-2 car garage! Within a mile from Bob Woodruff Park and super close to college, rec center shopping and trails. Open living, kitchen & dining area with large updated windows with a great view of the yard. Kitchen with butcher block c-tops, new tile and freshly painted cabinets. Large master with sitting area, attached bath and a walk in closet. Backyard perfect for entertaining with large wood deck and plenty of shade any time of day. Nice quiet street with large trees.

Investor Tools

Property Icon
$329,260
Estimated Property Value
$0Estimated Mortgage Balance
$131,034Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,976 /month
Positive
Cash Flow Estimate:
$659 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$432/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$3,543
$329,260
2025
$80,000
$249,260
$329,260
No

Tax History

Year
Tax Paid
Assessed Value
2024
$3,543
$329,260

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Mortgage Research Center Llc
Va
$217,483
Yes
First
Sep 17, 2021
Oct 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$198,226
$131,034
39%
60%
$1,304/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Plano

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3113 Charter Oak Drive | Property Details | No Agent List