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$550,000

312 Ralph St, White Settlement, TX, 76108

On MarketInfo
Just AddedInfo
Beds3 Beds
Baths1 Bath
Baths1,269 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$433.41 / sqft
Year BuiltBuilt in 1945

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 1Bathrooms Full 1
Garage AvailableGarage Available
AppliancesDishwasher, Electric Range
FlooringCarpet, Laminate, Tile

Exterior

Lot Size34,996 sqft

Building Information

Year Built1945
Stories1
Garage Spaces3

Land Information

APN40870-5-9
Lot Number9
SubdivisionSunset Gardens Addn-Wht Stlmnt
Land UseResidential
Legal DescriptionSUNSET GARDENS ADDN-WHT STLMNT BLOCK 5 LOT 9
Census Tract110706
Assessed Land Value$75,000
Assessed Improvement Value$85,365
Assessment Year2025

About this property

Investment opportunity!! 2 homes and other outside structures on a little under 2 acres of land. Both homes are livable but need some TLC. Plenty of room to add additional structures or develop this large property with other dwellings such as townhomes, single family residences or duplexes. Kitchen features nice appliances. Jetted tub in primary bath. Shower could be added to the half bath. Water heater is newer. Large trees. 3 car garage with workshop that is 800 square feet with an additional living space that's approx. 400 sq. foot above it. Property has a water well but isn't currently working. 316 Ralph Street is the additional property that's included in this sale. It is a 2 bedroom, 1.5 bath with a 1.5 garage or 1 car with workshop area that is currently tenant occupied month to month. Both roofs are about 5-6 years old. Fridge is negotiable. Close to Lockheed Martin, shopping and dining.

Investor Tools

$139,928Estimated Mortgage Balance
$74,072Estimated Equity
29% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,300 /month
Positive
Cash Flow Estimate:
$1,100 /month

Interested in this property?

Cammie Ryan

Rafter B Realty, LLC

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$213/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,482
$160,365
2025
$75,000
$85,365
$160,365
No

Tax History

Year
Tax Paid
Assessed Value
2025
$1,482
$160,365

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Libertyone Cu
Non-Purchase Money Mortgage / Home Equity
$157,500
No
First
Nov 25, 2020
Nov 2035

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$139,928
$59,072
29%
65%
$945/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,927/mo
$945/mo
+$982/mo
10.8%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: White Settlement

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