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$193,900

3120 Spruce Street, Royse City, TX, 75189

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,633 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$118.74 / sqft
Year BuiltBuilt in 2006

Property Lead Type:

Off-Market ListHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
Garage AvailableGarage Available
AppliancesDishwasher, Electric Range
FlooringCarpet, Laminate

Exterior

Exterior FeaturesRain Gutters
Lot Size7,200 sqft

Building Information

Year Built2006
Stories1
Garage Spaces2

Land Information

APN5661-00N0-0070-93
Lot Number7
SubdivisionWoodland Creek Ph 2
Land UseResidential
Legal DescriptionS5661 WOODLAND CREEK PH 2 BLK N LOT 7 ACRES .1653
Census Tract961502
Assessed Land Value$47,300
Assessed Improvement Value$197,570
Assessment Year2025

About this property

Back on the market after new and improved updates! Move in ready home less than 1 hour from Dallas and easy access to I-30. Great starter home or investment property with new floors, fresh paint, lighting, new toilets, new doors, hardware, landscaping and new appliances. The layout is open with the master bedroom separate from the other two bedrooms. Large master bedroom, Fireplace in the family room with a lot of natural light. Covered back porch perfect for grilling or watching the kids play in the spacious back yard. Walking distance to Fort elementary school. New Rood to be installed before closing. BEST PRICE in the neighborhood!

Investor Tools

Property Icon
$244,870
Estimated Property Value
$0Estimated Mortgage Balance
$72,379Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,469 /month
Positive
Cash Flow Estimate:
$490 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$214/month
$150/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,339
$244,870
2025
$47,300
$197,570
$244,870
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,339
$244,870

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Sfmc Lp
Conventional
$194,949
No
First
Jun 26, 2020
Jul 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$172,491
$72,379
29%
70%
$1,169/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Royse City

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3120 Spruce Street | Property Details | No Agent List