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$347,803

NAL Estimated Property Value

313 Charles St, Royse City, TX, 75189

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths2,041 Sq Ft
price_per_sqft$112.15 / sqft
Year BuiltBuilt in 2004

Property Lead Type:

Off-Market ListDeal ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating GasHeating Gas
CoolingCooling
AppliancesDishwasher, Disposal, Electric Range, Microwave, Plumbed For Ice Maker, Refrigerator, Electric Water Heater
FlooringCeramic Tile, Laminate

Exterior

Exterior FeaturesRain Gutters
Lot Size7,536 sqft

Building Information

Year Built2005
Stories1
Garage Spaces2

Land Information

APN5244-000C-0009-00-0R
Lot Number9
SubdivisionWest Creek Estates
Land UseResidential
Legal DescriptionWEST CREEK ESTATES, BLOCK C, LOT 9
Census Tract040403
Assessed Land Value$125,400
Assessed Improvement Value$222,403
Assessment Year2025

About this property

Fabulous 1 story home in a great Royse City community with NO HOA! Light & bright open floorplan. Huge kitchen boasts a large island, tons of counter & cabinet space, granite & SS appliances. Refrigerator to stay! Updated fixtures throughout. Enormous living room with WBFP. Beautiful tile flooring in the main areas. Fresh paint! Laminate flooring in all of the bedrooms. Master suite offers tray ceilings, large picturesque window, huge walk-in closet & great master bath that features a separate shower, garden tub, & separate vanities. Great backyard with recently installed 8-ft privacy fence & a covered patio area to relax after a long day. Great walk-in pantry, Bonus-extended driveway for extra parking.

Investor Tools

Property Icon
$347,803
Estimated Property Value
$180,385Estimated Mortgage Balance
$167,418Estimated Equity
48% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,087 /month
Positive
Cash Flow Estimate:
$696 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$811/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,987
$347,803
2025
$125,400
$222,403
$347,803
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,987
$347,803

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Primelending
Conventional
$206,010
No
First
Jan 10, 2020
Feb 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$180,385
$167,418
48%
52%
$1,236/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,350/mo
$1,236/mo
+$2,114/mo
11.6%

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Royse City

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