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$307,000

NAL Estimated Property Value

314 San Rafael Drive, Portland, TX, 78374

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths1,833 Sq Ft
price_per_sqft$169.12 / sqft
Year BuiltBuilt in 2007

Property Lead Type:

Absentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Microwave
FlooringTile, Vinyl

Exterior

Exterior FeaturesSprinkler Irrigation
Lot Size6,316 sqft

Building Information

Year Built2007
Roof Type105
Garage Spaces2

Land Information

APN0027-5013-0044-000
Lot Number44
SubdivisionBay Ridge Subd Unit 5
Land UseResidential
Legal DescriptionBAY RIDGE SUBD UNIT 5 BLK 13 LOT 44
Census Tract010700
Assessed Land Value$52,434
Assessed Improvement Value$240,347
Assessment Year2025

About this property

Tucked away on a peaceful cul-de-sac in the very desirable Bay Ridge Subdivision, this stunning one-story home checks every box — and then some. From the moment you walk in, soaring ceilings and beautiful tile flooring set the tone for a space that feels both elevated and livable. The heart of the home is an expansive open-concept kitchen and living area designed for real life. The kitchen impresses with granite countertops, a generous island, abundant cabinetry, and stainless steel appliances — whether you're meal prepping or entertaining, this space delivers. The living and dining areas flow seamlessly together, making every gathering feel effortless. Retreat to the primary suite, where the spa-inspired bath awaits with double vanities, a walk-in shower, and a soaker tub built for unwinding. Two additional bedrooms each feature walk-in closets, plus a flexible fourth bedroom or bonus room that adapts beautifully to a home office, playroom, or guest suite. The updates are what truly set this one apart — fresh paint throughout, a brand new roof (January 2026), new water heater, new fence and gates, and new carpet in all closets. Ceiling fans in every room, a sprinkler system front and back, and generous storage round out a home that's truly move-in ready. Don't miss your chance to own this highly sought-after floor plan — schedule your private showing today!

Investor Tools

Property Icon
$307,000
Estimated Property Value
$154,565Estimated Mortgage Balance
$152,435Estimated Equity
49% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,860 /month
Positive
Cash Flow Estimate:
$620 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$681/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,639
$292,781
2025
$52,434
$240,347
$292,781
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,639
$292,781

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Navy Fcu
Va
$180,000
Yes
First
Apr 18, 2019
May 2049

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$154,565
$152,435
49%
50%
$1,080/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Portland

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314 San Rafael Drive | Property Details | No Agent List