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$141,000

314 W Mcdonald St, Mineola, TX, 75773

Off MarketInfo
Beds3 Beds
Baths1 Bath
Baths1,042 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$153.45 / sqft

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 1Bathrooms 1
AppliancesNone
FlooringVinyl

Exterior

Lot Size7,100 sqft

Land Information

APN38666
Lot Number26A
Land UseResidential
Legal DescriptionLOT 26A, 26FPT,27C BLK 7 .163 HAM ADD
Census Tract950800
Assessed Land Value$4,260
Assessed Improvement Value$144,610
Assessment Year2025

About this property

Adorable frame home with lots of character throughout! This home features 3 bedrooms and 1 bathroom. Walk through the front door into the cozy living room followed by a nice size dining room and quaint kitchen. The home sits on a small, manageable lot. Property is only a mile from downtown Mineola, where you can find restaurants, retail shopping, community events and endless outdoor activities.

Investor Tools

Property Icon
$141,000
Estimated Property Value
$155,103Estimated Mortgage Balance
$0Estimated Equity
-10% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$959 /month
Positive
Cash Flow Estimate:
$320 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$69/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$122
$91,533
2025
$4,260
$144,610
$148,870
No

Tax History

Year
Tax Paid
Assessed Value
2025
$122
$91,533

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Home Point Financial Corporation
Conventional
$155,103
No
First
Jul 1, 2022
Aug 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$144,014
N/A
0%
102%
$930/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Mineola

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