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$738,000

NAL Estimated Property Value

319 Winding Creek Ln, Waco, TX, 76657

SoldInfo
8/14/26
Beds5 Beds
Baths3 Bath
Baths3,615 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$200.55 / sqft
Year BuiltBuilt in 2003

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater
FlooringCarpet, Ceramic Tile, Vinyl

Exterior

Private PoolPrivate Pool
Lot Size17,585 sqft

Building Information

Year Built2003
Roof Type105
Garage Spaces3

Land Information

APN360824000006140
Lot Number14
SubdivisionStone Creek Ranch
Land UseResidential
Legal DescriptionSTONE CREEK RANCH LOT 14 BLOCK 6 ACRES .4037
Census Tract003901
Assessed Land Value$90,210
Assessed Improvement Value$563,470
Assessment Year2025

About this property

Spacious and beautifully designed, this 3,615 sq. ft. home offers room for everyone with five bedrooms and three full baths. The private primary suite is conveniently located downstairs with an isolated additional bedroom that can easily serve as a home office or guest space. A large family living area opens smoothly to the kitchen and breakfast space, creating a comfortable setting for gatherings and everyday living. A designated formal dining room and an additional living or sitting area provide flexible spaces for entertaining or quiet relaxation. Upstairs, you’ll find a generous bonus room ideal for a game room, media space, or play area, along with three well-sized bedrooms and ample closet space throughout the home. Situated on an oversized corner lot, the property also features a three-car garage, a sparkling saltwater pool, and a covered patio built for outdoor enjoyment year-round. Tucked inside a wonderful, private neighborhood just minutes from Waco, this home offers the space, comfort, and setting buyers are searching for.

Investor Tools

Property Icon
$738,000
Estimated Property Value
$466,423Estimated Mortgage Balance
$273,414Estimated Equity
37% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,428 /month
Positive
Cash Flow Estimate:
$1,476 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,103/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
N/A
$653,680
2025
$90,210
$563,470
$653,680
No

Tax History

Year
Tax Paid
Assessed Value
2024
N/A
$653,680

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Swbc Mortgage Corp
Conventional
$517,700
No
First
Apr 19, 2021
May 2051

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$466,423
$280,577
37%
63%
$3,104/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,630/mo
$3,104/mo
$-1,474/mo
2.7%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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319 Winding Creek Ln | Property Details | No Agent List