229Days on Market

2view

$615,000

320 Emerald Tree Ln, El Paso, TX, 79928

On Market

4 Beds

3 Bath

2,717 Sq Ft

$226.35 / sqft

Built in 2026

Property Lead Type:

Must-SellAbsentee Owner

Highlights

Interior

Bedrooms 4

Bathrooms Full 2

Bathrooms Half 1

Garage Available

Heating Forced Air Unit

Cooling

AppliancesCooktop, Dishwasher, Microwave, See Remarks

FlooringTile, Carpet

Exterior

Exterior FeaturesBack Yard Access

Lot Size8,273 sqft

Building Information

Year Built2021

Roof Type104

Garage Spaces2

Land Information

APNE742-000-0080-1000

Lot Number10

SubdivisionEmerald Estates #4

Land UseResidential

Legal DescriptionBLK 8 EMERALD ESTATES #4 LOT 10

Census Tract010363

Assessed Land Value$77,184

Assessed Improvement Value$414,763

Assessment Year2025

About this property

Built by Sanderson Village, this stunning home features 4 bedrooms, 3.5 baths, and an open-concept layout designed for modern living. The gourmet kitchen flows seamlessly into the dining and family areas, perfect for entertaining. The spacious primary suite includes a spa-inspired bath and generous walk-in closet. Three additional bedrooms offer flexibility for guests, family, or a home office. Situated on an expansive 8,889 sq. ft. lot, this home provides plenty of outdoor space to enjoy. Elegant design, quality craftsmanship, and thoughtful details make this Santa Barbara floor plan a standout choice. Visit our model home at 2316 Tierra Fabian

Investor Tools

$384,879Estimated Mortgage Balance

$107,068Estimated Equity

21% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$3,690 /month

Positive

Cash Flow Estimate:

$1,230 /month

Interested in this property?

Marisela Harper

ClearView Realty

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$1,102/month

No HOA

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$10,763

$491,947

2025

$77,184

$414,763

$491,947

Tax History

Year

Tax Paid

Assessed Value

2024

$10,763

$491,947

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Cadence Lending Group Inc

Fha

$415,268

Yes

First

Jun 17, 2022

Jul 2052

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$384,879

$107,068

21%

78%

$2,490/mo

Rental Potential

Est. Monthly Rent

Est. Monthly Expenses

Est. Cash Flow

Gross Yield

$1,490/mo

$2,490/mo

$-1,000/mo

3.6%

Learn About the Market: Opportunity in El Paso

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El Paso

El Paso is one of Texas’ most unique housing markets, combining affordability, military employment, international trade, and a strong regional identity. Located on the U.S.–Mexico border, the city serves as a major center for logistics, healthcare, education, manufacturing, and defense-related industries.

The city’s housing market is supported by the presence of Fort Bliss, one of the largest military installations in the United States. Compared to many other Texas metros, El Paso offers relatively affordable homeownership opportunities while maintaining stable demand from local residents, military personnel, and investors.

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