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$429,900

320 W Congress St, Denton, TX, 76201

On MarketInfo
Just AddedInfo
Beds4 Beds
Baths1 Bath
Baths2,062 Sq Ft
DuplexDuplex
Year BuiltBuilt in 1983

Property Lead Type:

Absentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 1Bathrooms 1
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Water Heater
FlooringCarpet, Ceramic Tile

Exterior

Exterior FeaturesStorage

About this property

Prime investment opportunity just blocks from the historic Downtown Denton Square! Located at 320–322 W Congress Street, this full duplex is well suited for an investor expanding a portfolio, a buyer entering the rental market, or an owner-occupant planning to live in one side while leasing the other. Each side features 2 bedrooms, 2 full bathrooms, a separate entrance and a spacious open-concept living, dining and kitchen area. Separate utility meters, dedicated parking for approximately 3 vehicles per unit, and a storage shed for each side add convenience for owners and tenants. Both units also enjoy generous backyards shaded by mature trees, with room to relax or garden. A new AC unit and furnace have been installed on the 320 side. Live in one side while rent from the other helps offset the monthly mortgage, maintain both sides as traditional rentals, or explore the property’s potential for short-term rental use. R7 zoning may offer additional possibilities beyond residential use, subject to applicable City requirements. Positioned in one of Denton’s most in-demand rental areas, the property offers strong lifestyle appeal for owners, traditional tenants and potential short-term rental guests. Sidewalk-lined streets make it easy to enjoy the neighborhood on foot. Just steps away are Osteria il Muro—led by a 2026 James Beard Award nominee for Best Chef: Texas—and the popular French-American L’Amitié Bistro.The historic Downtown Denton Square, locally owned restaurants and coffee shops, live music, shopping and community festivals are all nearby, with TWU and UNT also within easy reach. Offering a rare combination of location, character and lasting value, this duplex presents a compelling live-and-invest opportunity near the heart of Denton. Info provided is deemed reliable but not guaranteed. Buyer and Buyer's agent to independently verify measurements, zoning, permitted uses, short-term rental eligibility and all applicable City requirements.

Investor Tools

$0Estimated Mortgage Balance
$426,000Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
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Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,579 /month
Positive
Cash Flow Estimate:
$860 /month

Interested in this property?

Patricia Gonzalez

Fathom Realty, LLC

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$483/month
No HOA
5.947%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Denton

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