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$520,000

NAL Estimated Property Value

321 Terra Vista Circle, Montgomery, TX, 77356

Off MarketInfo
Beds5 Beds
Baths3 Bath
Baths2,804 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$115.91 / sqft
Year BuiltBuilt in 2019

Property Lead Type:

High Equity

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Gas Oven, Microwave, Gas Cooktop, Dishwasher, Oven
FlooringCarpet, Laminate, Tile

Exterior

Lot Size6,000 sqft

Building Information

Year Built2019
Stories2
Roof Type105
Garage Spaces2

Land Information

APN9212-00-03400
Lot Number25
SubdivisionTerra Vista At Waterstone 01
Land UseResidential
Legal DescriptionS921200 - TERRA VISTA AT WATERSTONE 01, BLOCK 2, LOT 25
Census Tract694303
Assessed Land Value$22,500
Assessed Improvement Value$340,161
Assessment Year2025

About this property

Stylish & Beautiful better than new in sought after Waterstone! Brick and stone elevation and great curb appeal! Two story floor plan features formal dining, spacious family room with wall of windows and gas log fireplace open to the kitchen with breakfast bar, granite counters and extended 42" cabinetry. Primary suite is down with high ceilings and spa like bath with double sink vanity, garden tub, separate shower and huge walk in closet. Upstairs you'll find FOUR huge bedrooms all with great closet space and a large gameroom! Relax on your covered patio out back. Upgrades include: Rigid Core flooring, waterproof, scratch proof in Kitchen, Breakfast, Den, all baths and utility. Energy saving tech shield, 15 SEER Trane A/C with programmable thermostat. Call today for your private tour!!

Investor Tools

Property Icon
$520,000
Estimated Property Value
$345,401Estimated Mortgage Balance
$174,599Estimated Equity
33% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,120 /month
Positive
Cash Flow Estimate:
$1,040 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$669/month
$400/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,429
$362,661
2025
$22,500
$340,161
$362,661
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,429
$362,661

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
William A Bergfeld Iii
Seller Carryback / Seller Financing / Seller Take-Back
$350,000
No
First
Aug 27, 2025
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$345,401
$174,599
33%
66%
$2,099/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Montgomery

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321 Terra Vista Circle | Property Details | No Agent List