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A+
NoAgentList RatingHow are grades calculated? Info

$289,900

3309 Oswego Drive, Plano, TX, 75074

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,699 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$170.63 / sqft
Year BuiltBuilt in 1985

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Disposal, Electric Range
FlooringCeramic Tile

Exterior

Exterior FeaturesRain Gutters

Building Information

Year Built1985
Stories1
Roof Type105
Garage Spaces2

Land Information

APNR-1378-013-0160-1
Lot Number16
SubdivisionSanta Fe Estates Section 4 (Cpl)
Land UseResidential
Legal DescriptionSANTA FE ESTATES SECTION 4 (CPL), BLK 13, LOT 16
Census Tract032012
Assessed Land Value$110,000
Assessed Improvement Value$293,232
Assessment Year2025

About this property

Charming single story situated on an over-sized corner lot in an established Plano neighborhood. This light and bright 3 bedroom, 2 bath home offers a great floor plan for entertaining with a huge spacious living area, perfect for large crowds. . The recently-renovated gourmet kitchen will inspire your inner chef with its granite counters, stainless steel appliances, modern backsplash, and plenty of counterspace for preparing gourmet meals. Your family, friends, and pets will love the large backyard , ideal for gatherings and parties! You will love all the exciting dining and entertainment options Plano has to offer and the award wining Plano ISD school district. Come check out this gem today!!!

Investor Tools

Property Icon
$403,232
Estimated Property Value
$0Estimated Mortgage Balance
$150,112Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,419 /month
Positive
Cash Flow Estimate:
$806 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$567/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,790
$403,232
2025
$110,000
$293,232
$403,232
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,790
$403,232

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Freedom Mortgage Corp
Fha
$270,019
Yes
First
Jun 2, 2020
Jul 2050

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$253,120
$150,112
37%
63%
$1,712/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,260/mo
$1,712/mo
+$548/mo
6.7%

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Plano

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3309 Oswego Drive | Property Details | No Agent List