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$421,000

3314 Ridgedale Dr, Garland, TX, 75041

$457,596 ARVInfo
Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths3,178 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$172.75 / sqft
Year BuiltBuilt in 1960

Property Lead Type:

Off-Market ListARV FlipAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 2Bathrooms Full 2
Bathrooms Half 1Bathrooms Half 1
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Cooktop, Electric Oven
FlooringCarpet, Ceramic Tile, Hardwood, Linoleum, Wood

Exterior

Lot Size11,900 sqft

Building Information

Year Built1960
Stories1
Roof Type105
Garage Spaces4

Land Information

APN26490500040040000
Lot Number4
SubdivisionRidgewood Park
Land UseResidential
Legal DescriptionRIDGEWOOD PARK BLK D LOT 4 VOL85011 PG3980 CO-DALLAS 4905000400400 32649050004
Census Tract018402
Assessed Land Value$70,000
Assessed Improvement Value$283,970
Assessment Year2025

About this property

This charming 1960s home radiates timeless appeal and classic character, nestled on a picturesque, tree-lined street within a well-established neighborhood. With 4 spacious bedrooms, 3 bathrooms, two generous living areas, and a bonus room, this home has all the room you need to spread out and make it your own. The home is set amidst meticulously maintained landscaping, with a large circular drive in front, enhancing the home's curb appeal while providing convenient access for both residents and guests. The home’s thoughtful layout offers plenty of space. With 4 bedrooms in total—2 located upstairs and 2 downstairs—there’s no shortage of room to create the perfect living space for every member of the family. The bathrooms throughout the home are a delightful mix of vintage tile work and classic fixtures. The kitchen is functional and welcoming, with a layout that offers plenty of space for meal preparation. The vintage cabinetry and fixtures provide a sense of nostalgia, while the spacious countertops ensure that there’s ample room for both cooking and storage. At the rear, the property boasts a 3-car carport, providing ample space for vehicles and extra storage. Accessible by an alleyway, this carport ensures convenient access to the back of the home, with additional 75 sqft of enclosed storage space for seasonal items or outdoor equipment.THIS PROPERTY QUALIFIES FOR 0% DOWN PAYMENT WITH 100% FINANCING and NO MORTGAGE INSURANCE and $2500 LENDER CREDIT TOWARDS CLOSING

Investor Tools

Property Icon
$421,000
Estimated Property Value
$313,310Estimated Mortgage Balance
$109,504Estimated Equity
26% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,294 /month
Positive
Cash Flow Estimate:
$1,098 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$523/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,173
$353,970
2025
$70,000
$283,970
$353,970
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,173
$353,970

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
The American National Bank Of Texas
Conventional
$313,310
No
First
Jan 27, 2026
Feb 2056

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$311,496
$109,504
26%
74%
$1,879/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,972/mo
$1,879/mo
+$93/mo
5.6%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Garland

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3314 Ridgedale Dr | Property Details | No Agent List