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$352,000

3404 Hearthwood Circle, Waco, TX, 76710

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,528 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$148.34 / sqft
Year BuiltBuilt in 1989

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesDisposal, Ice Maker, Microwave, Other, Vented Exhaust Fan, Gas Water Heater
FlooringCarpet, Laminate, Tile, Vinyl

Exterior

Exterior FeaturesRain Gutters, Garden
Lot Size17,629 sqft

Building Information

Year Built1989
Stories1
Roof Type105
Garage Spaces2

Land Information

APN480090040140036
Lot Number12
SubdivisionChimney Hill
Land UseResidential
Legal DescriptionCHIMNEY HILL LOT 12 BLOCK 7 ACRES .4047
Census Tract002800
Assessed Land Value$52,530
Assessed Improvement Value$297,470
Assessment Year2025

About this property

. Beautifully maintained, all brick one-story ranch style home located on almost half an acre on a cul-de-sac in Chimney Hill neighborhood. This 2528 sq ft home is 3/2 with an oversize 2 car garage. This custom home features a courtyard with a fountain and garden area leading to the lead- glass door at the entrance. The backyard is fully fenced for privacy and boasts towering oaks, crape myrtles and flowing shrubs, as well as many gardening areas. Master bath is large with new luxury vinyl tile, dual closets, water closet, dual vanities, Jacuzzi tub and separate shower. Exterior renovations were just completed. All that remains is Your personal decorator to turn the inside into your dream home,

Investor Tools

Property Icon
$352,000
Estimated Property Value
$0Estimated Mortgage Balance
$77,970Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,250 /month
Positive
Cash Flow Estimate:
$750 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$683/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$6,441
$350,000
2025
$52,530
$297,470
$350,000
No

Tax History

Year
Tax Paid
Assessed Value
2024
$6,441
$350,000

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
United Wholesale Mortgage
Conventional
$292,000
No
First
Jan 30, 2023
Feb 2038

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$274,030
$77,970
22%
78%
$1,751/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,330/mo
$1,751/mo
$-421/mo
4.5%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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3404 Hearthwood Circle | Property Details | No Agent List