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$890,000

NAL Estimated Property Value

341 Richards Dr, Buda, TX, 78610

SoldInfo
7/29/26
Beds5 Beds
Baths4 Bath
Baths2,971 Sq Ft
price_per_sqft$294.51 / sqft
Year BuiltBuilt in 2004

Property Lead Type:

BankruptcyOff-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms 4Bathrooms 4
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Exhaust Fan, Electric Oven, Electric Range, Electric Water Heater, Disposal, Microwave, Vented Exhaust Fan
FlooringCarpet, Vinyl

Exterior

Private PoolPrivate Pool
Exterior FeaturesGarden, Lighting, No Exterior Steps, Private Yard, Rain Gutters
Lot Size1.95 acres

Building Information

Year Built2004
Stories1
Roof Type105
Garage Spaces6

Land Information

APNR93125
Lot Number8
SubdivisionRuby Ranch Phase 6
Land UseResidential
Legal DescriptionRUBY RANCH PHASE 6, BLOCK C, LOT 8, ACRES 1.953 TAX CODES:RSP,SHA,ACCD
Census Tract010914
Assessed Land Value$308,610
Assessed Improvement Value$373,190
Assessment Year2025

About this property

On a 1.95 AC lot shaded by majestic oaks, you'll enjoy a smartly designed, meticulously maintained 2971 SF all brick and rock home with a bonus living area, bedroom and full bathroom upstairs. Move-in ready, the home has been fully inspected (home and pool, septic recently serviced). The November 2023 roof is under warranty. The Great Room has a cozy fireplace and wall of windows with a view of the amazing backyard and pool. You also have a view of the backyard and pool from your roomy kitchen and dining area with built-ins. Kitchen has an enviable pot filler and HUGE walk-in pantry. Perfect daily living environment, inside and out, offering the ability to host a crowd in your personal backyard retreat - let the merriment begin! Large backyard and pool are stunning with a deep covered porch, gardening beds, bountiful space for outdoor entertaining plus privacy from your neighbors. There is a 574 SF 2-car attached garage PLUS an incredible detached garage with 1183 SF for hobbies/boat/camper/small RV/more cars/motorcycles or use as an amazing workshop. You’ll also have bonus storage space for an RV hidden from the road and your neighbors by a tall fence and a shed in the backyard for all of your lawn/gardening needs. Spectacular home, with what might be one of the best floor plans in Ruby Ranch, has high ceilings throughout and a seamless blend of style, warmth and functionality. Spacious layout has 5 BDs (4 down, 1 up) and 3 full BA and 1 half bath. Luxury vinyl plank covers the entire main floor making your life oh so easy! The Primary Retreat, located on the far end of the home, boasts a large walk-in closet and a safe room with a built-in safe. On the opposite side of the home for privacy, there are 3 roomy bedrooms on their own wing. Large laundry/utility room is equipped with loads of storage capacity and room for an additional refrigerator. No interior steps/sunken rooms on main level, no carpet on main level. So many attributes - a true gem in Ruby Ranch!

Investor Tools

Property Icon
$890,000
Estimated Property Value
$434,022Estimated Mortgage Balance
$458,029Estimated Equity
41% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$5,340 /month
Positive
Cash Flow Estimate:
$1,780 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$1,236/month
$857/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$10,385
$681,800
2025
$308,610
$373,190
$681,800
No

Tax History

Year
Tax Paid
Assessed Value
2024
$10,385
$681,800

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Security Service Fcu
Credit Line (Revolving) / Heloc
$263,500
No
First
Aug 11, 2016
Sep 2026

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$434,022
$304,978
41%
49%
$3,103/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Buda

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341 Richards Dr | Property Details | No Agent List