Real opportunities. Driven by live market signals.
Updated every minute.

Browse Homes — Buy Direct, Deal on Your Terms

Updated Properties Icon
Updated Properties
Last 24 HoursLast 24 Hours

$518,000

NAL Estimated Property Value

3412 Congress Avenue, Lago Vista, TX, 78645

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,459 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$288.33 / sqft
Year BuiltBuilt in 2021

Property Lead Type:

High EquityMove-In Ready

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
HeatingHeating
CoolingCooling

Exterior

Lot Size10,136 sqft

Building Information

Year Built2021
Stories1
Roof Type121
Garage Spaces2

Land Information

APN01648007270000
Lot Number5068
SubdivisionHighland Lake Estates Sec 5
Land UseResidential
Legal DescriptionLOT 5068 HIGHLAND LAKE ESTATES SEC 5
Census Tract037400
Assessed Land Value$52,623
Assessed Improvement Value$443,933
Assessment Year2025

About this property

**Brand new construction** With an open concept living area and spacious outdoor decks, you can seamlessly live your best lake life, both inside and out.With a large upgraded kitchen open to the living and dining, it is the perfect place to entertain your guests.Backing up to a greenbelt and the golf course, this home offers amazing views that you can take in the from your screened in porch while you sit under the fan,OR venture onto your main level open air patio,OR you can enjoy it from your oversized covered patio below.The massive game room located on the lower level is the perfect place to put your pool table, arcade games, or set up your man cave, complete with a wet bar and wine fridge.This home really does have it all. On top of it all, the builders 1-2-10 warranty will transfer to the new owners. This lakeside community has A+ rated schools, 9 Lake Travis waterfront parks, marina, boat ramps, pool, fitness center, tennis courts, playgrounds and more. Come enjoy the lake life!

Investor Tools

Property Icon
$518,000
Estimated Property Value
$444,202Estimated Mortgage Balance
$73,798Estimated Equity
14% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,254 /month
Positive
Cash Flow Estimate:
$1,418 /month

Interested in this property?

Run an Owner Lookup!

Unlock Owner Contacts

Want alerts when something changes with this property?

Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$848/month
$150/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,585
$496,556
2025
$52,623
$443,933
$496,556
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,585
$496,556

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Pennymac Loan Services Llc
Conventional
$475,000
No
First
Dec 2, 2022
Jan 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$444,202
$73,798
14%
86%
$2,848/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,170/mo
$2,998/mo
$-828/mo
5.0%

Learn About the Market: Opportunity in Texas

Local Market Pages
Local Market Pages 2Local Market Pages 3Local Market Pages 4

Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lago Vista

No Agent List Top Properties.

These are Deal List properties graded A+, A.

Loading properties...

Sold Properties

Loading properties...

3412 Congress Avenue | Property Details | No Agent List