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$658,000

NAL Estimated Property Value

3431 Pennington Trace Dr, Katy, TX, 77494

SoldInfo
8/18/26
Beds4 Beds
Baths4 Bath
Baths4,063 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$0.86 / sqft
Year BuiltBuilt in 2015

Property Lead Type:

Absentee OwnerHigh EquityCash Buyers

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Bathrooms Half 1Bathrooms Half 1
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Refrigerator Included, Water Softener, Electric Oven, Microwave, Gas Cooktop, Refrigerator, Dishwasher
FlooringTile, Vinyl

Exterior

Lot Size7,622 sqft

Building Information

Year Built2015
Roof Type105
Garage Spaces1

Land Information

APN2254-05-001-0040-914
Lot Number4
SubdivisionCanyon Lakes At Cardiff Ranch Sec 5
Land UseResidential
Legal DescriptionCANYON LAKES AT CARDIFF RANCH SEC 5, BLOCK 1, LOT 4
Census Tract673111
Assessed Land Value$78,182
Assessed Improvement Value$562,051
Assessment Year2025

About this property

Stunning Westin home (Silverstone floor plan) in Canyon Lakes at Cardiff Ranch featuring 4 bedrooms, 3.5 baths, and a coveted floor plan ideal for everyday living and entertaining. Recent updates include new luxury vinyl plank flooring throughout all living areas. No carpet. The first floor offers a soaring ceiling, a spacious two-story family room filled with natural light from a dramatic wall of windows, a cozy fireplace, a formal living room, a formal dining with an exterior door, a large kitchen with island and breakfast area. The private primary suite comes with an oversized walk-in closet, soaking tub and shower. Plantation shutters added timeless elegance and privacy. Upstairs features three secondary bedrooms, two full baths, a game room and a dedicated media room. Refrigerator, whole-house water softener, and under-counter reverse osmosis system are included. Zoned to highly acclaimed Tompkins High in Katy ISD. Conveniently located near the community pool, clubhouse, and lake.

Investor Tools

Property Icon
$658,000
Estimated Property Value
$0Estimated Mortgage Balance
$658,000Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,948 /month
Positive
Cash Flow Estimate:
$1,316 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$909/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,621
$599,788
2025
$78,182
$562,051
$640,233
No

Tax History

Year
Tax Paid
Assessed Value
2025
$7,621
$599,788

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
N/A
$671,000
100%
0%
$0/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$3,340/mo
N/A
+$3,340/mo
6.1%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Katy

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3431 Pennington Trace Dr | Property Details | No Agent List