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$465,000

345 Oak Trail Dr, Lockhart, TX, 78644

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths1,714 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$174.97 / sqft
Year BuiltBuilt in 2006

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms 2Bathrooms 2
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesElectric Cooktop
FlooringLaminate, Tile

Exterior

Private PoolPrivate Pool
Lot Size2.13 acres

Building Information

Year Built2006
Stories1
Roof Type105
Garage Spaces2

Land Information

APN0200825-021-009-00
Lot Number9
SubdivisionOak Trails
Land UseResidential
Legal DescriptionOAK TRAILS, BLOCK 1, LOT 9, SEC 2, ACRES 2.13 SEC 2
Census Tract960103
Assessed Land Value$82,630
Assessed Improvement Value$294,780
Assessment Year2025

About this property

RARE FIND! *NO RESTRICTIONS* Custom built, all brick home sits on over two tree studded acres in Lockhart. 3 BR/2 BA home with NO CARPET and recently installed gutters. The kitchen is spacious with a large center island and is open to the living and dining area. High ceilings throughout and lovely views of the property from all windows. MIL Plan w/ Large master bedroom with walk in closet and spacious master bath. Covered back porch, side entry garage, and two storage buildings.

Investor Tools

Property Icon
$465,000
Estimated Property Value
$291,620Estimated Mortgage Balance
$211,282Estimated Equity
37% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,790 /month
Positive
Cash Flow Estimate:
$930 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$670/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$5,714
$377,410
2025
$82,630
$294,780
$377,410
No

Tax History

Year
Tax Paid
Assessed Value
2024
$5,714
$377,410

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Willow Bend Mortgage Co
Fha
$291,620
Yes
First
Oct 3, 2019
Nov 2049

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$253,718
$123,692
32%
55%
$1,749/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$2,088/mo
$1,749/mo
+$339/mo
5.4%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Lockhart

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345 Oak Trail Dr | Property Details | No Agent List