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NoAgentList RatingHow are grades calculated?Info
Days68Days on Market
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$160,000

3500 N 21st Street, Waco, TX, 76708

$191,910 ARVInfo
On MarketInfo
Beds3 Beds
Baths1 Bath
Baths1,784 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$89.69 / sqft
Year BuiltBuilt in 1929

Property Lead Type:

BankruptcyDeal ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 1Bathrooms Full 1
Garage AvailableGarage Available
HeatingHeating
CoolingCooling
AppliancesElectric Range
FlooringWood, Vinyl

Exterior

Lot Size8,250 sqft

Building Information

Year Built1929
Stories1
Roof Type105
Garage Spaces2

Land Information

APN480315000112009
Lot Number1
SubdivisionNorth Waco
Land UseResidential
Legal DescriptionNORTH WACO LOT 1 BLOCK 7 ACRES .1894
Census Tract001100
Assessed Land Value$16,420
Assessed Improvement Value$177,590
Assessment Year2025

About this property

OWNER FINANCE OPPORTUNITY – A DIFFERENT PATH TO HOMEOWNERSHIP. Spacious 3-bedroom, 1-bath home situated on a corner lot in Waco, Texas. Interior has been recently updated with fresh paint and new flooring, offering a clean, move-in ready space. Property includes a detached garage and additional storage that could be converted into a workshop or hobby space. Enjoy the covered back porch and fully fenced yard, ideal for outdoor living and added privacy. Owner financing available for qualified buyers; terms and details available upon request. Great opportunity for buyers seeking flexible financing options.

Investor Tools

$81,172Estimated Mortgage Balance
$116,828Estimated Equity
59% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$191,910
Rent-to-Value Ratio: 0.72%
Rent Estimate
$1,188 /month
Positive
Cash Flow Estimate:
$396 /month

Interested in this property?

Daniela Rodriguez

Turner Brothers Real Estate, LLC

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$434/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,215
$194,010
2025
$16,420
$177,590
$194,010
No

Tax History

Year
Tax Paid
Assessed Value
2024
$4,215
$194,010

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Heart Of Texas Properties Inc
Unknown
$39,500
No
First
Mar 29, 2005
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$81,172
$116,828
59%
41%
$0/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,330/mo
N/A
+$1,330/mo
8.1%

Learn About the Market: Opportunity in Texas

Local Market Pages
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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Waco

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