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$24,523

NAL Estimated Property Value

3510 Cen Tex Loop, Temple, TX, 76501

Off MarketInfo
Baths0 Bath
Baths1,036 Sq Ft
Year BuiltBuilt in 1899

Highlights

Interior

Bathrooms 0Bathrooms 0

Exterior

Lot Size58.89 acres

Building Information

Year Built1899
Stories1
Roof Type105

Land Information

APN123578
SubdivisionJ Gafford
Land UseAgriculture / Farming
Legal DescriptionA0364BC J GAFFORD, 5 & A0733BC T STONE, 9, ACRES 58.887 5 & A0733BC T STONE, 9,
Census Tract020102
Assessed Land Value$24,523
Assessment Year2025

About this property

58.887+ Acre Farm in East Bell County. Located at the North West corner of the intersection of Cen Tex Loop and Camp Creek Road near Ratibor in East Bell County. Regionally located between Temple and College Station. Part of the Central Blackland Prairie Region of Texas. There is a derelict old home and outbuildings which need to be razed. Approx. ±43 acres is cultivated and in row crop production, currently planted in corn. The Remaining ±16 acres is heavily wooded. There is a single pond on the property, being approx. ±0.17 acres. Salt Creek bisects the farm placing ±14.8 acres within the FEMA Flood Hazard area. Mostly flat with a gentle slope into the creek. ±10' of elevation changes from ±500' to 510' above sea level. Mix of Houston Black Clay, Heiden Clay and Tinn Clay Soil with an average capability rating of 3. Overhead Electric lines run along the South side of CenTex Loop and the East side of Camp Creek Road. There is an East Bell WSC water meter on-site, which will convey with the property. ±4,735 total linear feet of road frontage, including: ±1,805’ of county maintained paved road frontage along Cen Tex Loop and ±1,243’ of frontage along Camp Creek Road. Easy Access back to FM 2086, FM 2904 and TX Hwy 53. Rogers ISD. Agricultural Exemption in Place for Low Taxes. $244.82 in 2024 Property Taxes. Farm is shown by appointment only. Do NOT drive over farm land. Land is leased for farming and is under a share crop lease agreement. No known deed restrictions. There is a cemetery commonly known as Haveland Cemetery that is located near the Northeast corner of the Property and appears to be a one-lot cemetery contained in a wrought iron fence for Ignac J Haveland, (1839-1901).

Investor Tools

Property Icon
$24,523
Estimated Property Value
$0Estimated Mortgage Balance
$24,523Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,940 /month
Positive
Cash Flow Estimate:
$1,313 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$31/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$245
$24,523
2025
$24,523
N/A
$509,050
No

Tax History

Year
Tax Paid
Assessed Value
2024
$245
$24,523

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
N/A
$24,523
100%
0%
$0/mo

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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