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B+
NoAgentList RatingHow are grades calculated? Info

$487,000

3516 Valley Mist Ct, Temple, TX, 76502

Off MarketInfo
Beds4 Beds
Baths3 Bath
Baths2,404 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$191.35 / sqft
Year BuiltBuilt in 2007

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
AppliancesDishwasher, Electric Range, Disposal, Refrigerator, Water Heater, Microwave, Range
FlooringCarpet, Ceramic Tile, Linoleum

Exterior

Lot Size22,085 sqft

Building Information

Year Built2007
Stories1
Roof Type105
Garage Spaces3

Land Information

APN363231
Lot Number15
SubdivisionValley Ranch Addition Phase I
Land UseResidential
Legal DescriptionVALLEY RANCH ADDITION PHASE I, BLOCK 002, LOT 0015, ACRES .507
Census Tract021400
Assessed Land Value$50,000
Assessed Improvement Value$402,878
Assessment Year2025

About this property

This Valley Ranch home is waiting for you- make your appointment to see this well maintained home! The roof is 5 months old and light up the outside of this home with solar lights. Inside you'll find a spacious entry with and office/sitting room on your right and the formal dining area on your left. As you walk into the kitchen there is casual dining area which opens into the living area. By the primary bedroom you'll see a niche to display a special treasure you may have. The primary bedroom has high tray ceiling with walk-in closet, separate vanities, garden tub, and separate shower. The 3 minor bedrooms feature a desk area with cabinets above. Plus doing laundry is a breeze in this laundry room with cabinets above to store supplies. Outside you'll find a patio to enjoy relaxing after a day of work or errands. Plus a half acre of space to enjoy!

Investor Tools

Property Icon
$487,000
Estimated Property Value
$300,000Estimated Mortgage Balance
$190,056Estimated Equity
38% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,922 /month
Positive
Cash Flow Estimate:
$974 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$874/month
$300/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$8,058
$452,878
2025
$50,000
$402,878
$452,878
No

Tax History

Year
Tax Paid
Assessed Value
2024
$8,058
$452,878

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Rocket Mortgage Llc
Conventional
$300,000
No
First
Oct 17, 2025
Nov 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$296,944
$199,056
40%
61%
$1,799/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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