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$239,951

3520 S Fm 548, Royse City, TX, 75189

$288,733 ARVInfo
Off MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,057 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$396.21 / sqft
Year BuiltBuilt in 1996

Property Lead Type:

Off-Market ListAbsentee OwnerHigh EquityMove-In Ready

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating Heat PumpHeating Heat Pump
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater
FlooringCarpet, Ceramic Tile, Hardwood

Exterior

Exterior FeaturesRain Gutters, Lighting, Storage
Lot Size10 acres

Building Information

Year Built1996
Stories2
Garage Spaces2

Land Information

APN0140-0000-0001-01-0R
SubdivisionJ W Love
Land UseAgriculture / Farming
Legal DescriptionA0140 J W LOVE, TRACT 1-1, ACRES 10.00
Census Tract040410
Assessed Land Value$21,191
Assessed Improvement Value$218,760
Assessment Year2025

About this property

10 ACRES OF AG EXEMPT LAND – LOW TAXES, NO HOA! Discover your private haven on this 10-acre, agricultural-exempt property in Royse City. As you drive up the crepe myrtle-lined driveway, you'll be welcomed by an updated farm home set against a backdrop of a pond, fenced and cross-fenced pastures. Enjoy a peaceful rural atmosphere while staying close to city amenities and I-30. Inside, the home features three bedrooms, two full baths, and one-half bath, all tastefully upgraded with marble, quartz, and heated floors. The recently renovated kitchen blends classic charm with modern style, making it perfect for everyday living. A two-stall barn and a climate-controlled shop complete with its own electricity with 220v outlets. An attached 20x40 lighted and covered area can store an RV or several things. Outside you will find a variety of possibilities from grazing livestock or other farm activities. Don't miss out on this one. This property has so many possibilities.

Investor Tools

Property Icon
$239,951
Estimated Property Value
$0Estimated Mortgage Balance
$0Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
$288,732
Rent-to-Value Ratio: 0.72%
Rent Estimate
$4,890 /month
Positive
Cash Flow Estimate:
$1,630 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$195/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,142
$239,951
2025
$21,191
$218,760
$638,760
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,142
$239,951

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Cmg Mortgage Inc
Purchase Money Mortgage
$620,000
No
First
Apr 14, 2025
May 2055

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$608,152
N/A
0%
253%
$3,718/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Royse City

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3520 S Fm 548 | Property Details | No Agent List