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$426,000

NAL Estimated Property Value

36038 Cedar Ridge Drive, Whitney, TX, 76692

Off MarketInfo
Beds3 Beds
Baths2 Bath
Baths2,118 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$203.02 / sqft
Year BuiltBuilt in 1998

Property Lead Type:

Off-Market ListHigh Equity

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Vented Exhaust Fan
FlooringCarpet, Ceramic Tile

Exterior

Exterior FeaturesFire Pit
Lot Size2.76 acres

Building Information

Year Built1998
Garage Spaces4

Land Information

APN149661
Lot Number37,38
SubdivisionWhite Bluff
Land UseResidential
Legal DescriptionWHITE BLUFF #36 LT 37 & 38
Census Tract960200
Assessed Land Value$38,410
Assessed Improvement Value$313,010
Assessment Year2025

About this property

Rare find in White Bluff Resort on Lake Whitney! Enjoy 2.76 secluded acres surrounded nature and peaceful creeks. This charming home offers spacious living with a large, beamed great room featuring a floor to ceiling stone woodburning fireplace. Home highlights include custom Southwestern style wall finishes, plantation shutters, a formal dining area, and an energy efficient geothermal system. The property also features a new detached workshop garage (2022) with a full-height attic, a 2025 roof, 2023 exterior paint, new fencing (2021), and a repainted garage (2023). Horses are permitted, and the home’s landscaped outdoor spaces invite quiet relaxation or entertaining. Located within the private, gated White Bluff Resort, home to 3,450 acres of amenities including two 18 hole golf courses, pools, tennis courts, a marina, and dining. Ownership includes 72 rounds of golf per year that may be used, gifted, or exchanged for a fitness membership. Discover the perfect blend of nature, comfort, and resort living on Lake Whitney. All Disclosures, survey, property details, and HOA information are available.

Investor Tools

Property Icon
$426,000
Estimated Property Value
$295,096Estimated Mortgage Balance
$130,904Estimated Equity
30% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,580 /month
Positive
Cash Flow Estimate:
$860 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$346/month
$1,500/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$2,024
$351,420
2025
$38,410
$313,010
$351,420
No

Tax History

Year
Tax Paid
Assessed Value
2025
$2,024
$351,420

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Broker Solutions Inc
Conventional
$315,000
No
First
Dec 20, 2022
Jan 2053

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$295,096
$130,904
30%
69%
$1,889/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Whitney

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36038 Cedar Ridge Drive | Property Details | No Agent List