Real opportunities. Driven by live market signals.
Updated every minute.

Browse Homes — Buy Direct, Deal on Your Terms

Updated Properties Icon
Updated Properties
Last 24 HoursLast 24 Hours
Street View of property
Street View

$575,000

3604 Saint Croix Ave, McKinney, TX, 75071

Off MarketInfo
Beds4 Beds
Baths4 Bath
Baths3,148 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$182.66 / sqft
Year BuiltBuilt in 2016

Property Lead Type:

Off-Market ListAbsentee Owner

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms Full 4Bathrooms Full 4
AppliancesDishwasher, Disposal, Electric Oven, Gas Cooktop, Gas Water Heater, Microwave
FlooringCarpet, Ceramic Tile, Wood

Exterior

Exterior FeaturesRain Gutters, Private Yard, Garden
Lot Size7,440 sqft

Building Information

Year Built2016
Stories2
Garage Spaces3

Land Information

APNR-10880-00J-0050-1
Lot Number5
SubdivisionErwin Farms Phase 1 (Cmc)
Land UseResidential
Legal DescriptionERWIN FARMS PHASE 1 (CMC), BLK J, LOT 5
Census Tract030307
Assessed Land Value$155,000
Assessed Improvement Value$461,460
Assessment Year2025

About this property

Welcome to the home with the floorplan everyone wants—but few can find! This exceptional residence offers the highly sought-after layout featuring three bedrooms on the main level plus a private home office, perfectly suited for today’s work-from-home lifestyle. The luxurious primary suite provides a true retreat, complete with thoughtful design and comfort. The main level showcases an open-concept living area and a chef-inspired kitchen with double ovens, ideal for family dinners and effortless entertaining. Upstairs, a spacious game room serves as the ultimate flex space—perfect for movie nights, gaming, or recreation. The second floor also includes a large bedroom with a full bath, offering the ideal setup for guests, teens, or a private suite for extended family. Outside, enjoy exceptional curb appeal enhanced by custom landscaping, an extended patio with pergola for outdoor relaxation, and a three-car tandem garage providing ample storage and parking. Located in the desirable Erwin Farms community, this home offers a welcoming neighborhood atmosphere where neighbors connect, pets enjoy leisurely walks, and children play outdoors. Enjoy easy access to Erwin Park’s scenic trails, along with abundant nearby shopping and dining. This is more than just a house—it’s a lifestyle. Discover why this rare and beloved floorplan continues to be one of McKinney’s most sought-after designs.

Investor Tools

Property Icon
$616,460
Estimated Property Value
$570,000Estimated Mortgage Balance
$48,105Estimated Equity
8% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$3,699 /month
Positive
Cash Flow Estimate:
$1,233 /month

Interested in this property?

Run an Owner Lookup!

Unlock Owner Contacts

Want alerts when something changes with this property?

Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$901/month
$264/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,729
$616,460
2025
$155,000
$461,460
$616,460
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,729
$616,460

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Steve Fine Etal
Purchase Money Mortgage
$570,000
No
First
Mar 31, 2026
Apr 2027

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$568,355
$48,105
7%
92%
$3,418/mo

Learn About the Market: Opportunity in Texas

Local Market Pages
Local Market Pages 2Local Market Pages 3Local Market Pages 4

Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: McKinney

No Agent List Top Properties.

These are Deal List properties graded A+, A.

Loading properties...

Sold Properties

Loading properties...