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Days69Days on Market
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$384,900

3606 Whispering Oaks, Temple, TX, 76504

On MarketInfo
Beds3 Beds
Baths3 Bath
Baths2,493 Sq Ft
price_per_sqft$154.39 / sqft
Year BuiltBuilt in 1987

Property Lead Type:

Absentee OwnerHigh EquityCash Buyers

Highlights

Interior

Bedrooms 3Bedrooms 3
Bathrooms Full 2Bathrooms Full 2
Bathrooms Half 1Bathrooms Half 1
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDishwasher, Electric Cooktop, Electric Water Heater, Disposal, Oven, Water Heater, Cooktop, Microwave
FlooringCarpet, Tile

Exterior

Private PoolPrivate Pool
Exterior FeaturesPorch, Rain Gutters

Building Information

Year Built1987
Stories2
Roof Type105
Garage Spaces2

Land Information

APN38044
Lot Number1
SubdivisionWoodbridge Creek Phase Ii
Land UseResidential
Legal DescriptionWOODBRIDGE CREEK PHASE II, BLOCK 005, LOT 0001, ENHANCED LIFE ESTATE ENHANCED LIFE ESTATE
Census Tract021201
Assessed Land Value$50,000
Assessed Improvement Value$319,669
Assessment Year2025

About this property

Charming 3 bedroom, 2.5 bath home with loft on a spacious corner lot in Woodbridge Creek. Surrounded by mature trees and established landscaping, this property offers both privacy and curb appeal. Functional two-story layout with multiple living areas and a versatile loft space ideal for an office, playroom, or second living. The updated kitchen features granite countertops, center island, and opens to the dining and living areas. Main-level primary suite includes double vanity, garden tub, separate shower, and walk-in closets. Interior highlights include a dry bar, built-ins, plantation shutters, and wood-burning fireplace. Enjoy outdoor living on the extended patio with a fenced backyard-perfect for relaxing or entertaining under the shade of mature trees. Conveniently located near shopping, dining, Baylor Scott & White, and within Temple ISD. Community amenities include walking trails and park.

Investor Tools

$0Estimated Mortgage Balance
$396,000Estimated Equity
100% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,376 /month
Positive
Cash Flow Estimate:
$792 /month

Interested in this property?

Jaylene Holman

Magnolia Realty Temple Belton

ContactContact

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$301/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$1,628
$369,669
2025
$50,000
$319,669
$369,669
No

Tax History

Year
Tax Paid
Assessed Value
2024
$1,628
$369,669

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
N/A
$396,000
100%
0%
$0/mo

Rental Potential

Est. Monthly Rent
Est. Monthly Expenses
Est. Cash Flow
Gross Yield
$1,490/mo
N/A
+$1,490/mo
4.5%

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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3606 Whispering Oaks | Property Details | No Agent List