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$406,000

NAL Estimated Property Value

3607 Morning Gale Ln, Katy, TX, 77494

Off MarketInfo
Beds5 Beds
Baths3 Bath
Baths2,402 Sq Ft
Single Family ResidenceSingle Family Residence
price_per_sqft$160.28 / sqft
Year BuiltBuilt in 2008

Property Lead Type:

Absentee Owner

Highlights

Interior

Bedrooms 5Bedrooms 5
Bathrooms Full 3Bathrooms Full 3
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
Heating CentralHeating Central
CoolingCooling
AppliancesDisposal, Gas Oven, Microwave, Gas Range, Dishwasher
FlooringCarpet, Tile, Wood

Building Information

Year Built2008
Stories2
Roof Type105
Garage Spaces2

Land Information

APN8127-01-002-0330-914
Lot Number33
SubdivisionSilver Ranch Sec 1
Land UseResidential
Legal DescriptionSILVER RANCH SEC 1, BLOCK 2, LOT 33
Census Tract673112
Assessed Land Value$46,800
Assessed Improvement Value$325,347
Assessment Year2025

About this property

Zoned to great Katy ISD schools and located near dining, shopping, exercising, supermarket and more, this 2-story home is waiting for you to make it your own! On the first floor you will find the formal dining, large family room with wood flooring and windows to the backyard allowing natural lighting to come in. The secondary bedroom downstairs, with wood flooring, and right next to a a full hallway bathroom, was used as a study with french doors installed to have direct access to the backyard. Upstairs, the master bedroom, master bathroom with dual sinks, separate shower & tub and master closet. Three secondary bedrooms and another full hallway bathroom. Laundry room is also upstairs for convenience. Large backyard with great covered patio. Per sellers, AC was replaced about 4 years ago and Water Heater about 4 months ago.

Investor Tools

Property Icon
$406,000
Estimated Property Value
$292,664Estimated Mortgage Balance
$113,336Estimated Equity
28% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,436 /month
Positive
Cash Flow Estimate:
$812 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$514/month
$850/month
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$4,135
$372,147
2025
$46,800
$325,347
$372,147
No

Tax History

Year
Tax Paid
Assessed Value
2025
$4,135
$372,147

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Broker Solutions Inc
Conventional
$315,200
No
First
Jul 27, 2022
Aug 2052

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$292,664
$116,336
28%
72%
$1,890/mo

Learn About the Market: Opportunity in Texas

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Explore

Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

Explore Texas Explore This Area
Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Katy

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3607 Morning Gale Ln | Property Details | No Agent List