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$406,648

NAL Estimated Property Value

3612 Valley Mist Court, Temple, TX, 76502

Off MarketInfo
Beds4 Beds
Baths2 Bath
Baths2,081 Sq Ft
price_per_sqft$196.97 / sqft
Year BuiltBuilt in 2012

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4Bedrooms 4
Bathrooms 2Bathrooms 2
Indoor FireplaceIndoor Fireplace
Garage AvailableGarage Available
AppliancesDishwasher, Electric Range, Disposal, Oven, Range
FlooringCarpet, Ceramic Tile

Exterior

Exterior FeaturesCovered Patio, Play Structure, Rain Gutters, Storage
Lot Size22,303 sqft

Building Information

Year Built2012
Stories1
Roof Type105
Garage Spaces2

Land Information

APN363227
Lot Number11
SubdivisionValley Ranch Addition Phase I
Land UseReal-Res/Single Family
Legal DescriptionVALLEY RANCH ADDITION PHASE I, BLOCK 002, LOT 0011, ACRES .512
Census Tract021400
Assessed Land Value$50,000
Assessed Improvement Value$356,648
Assessment Year2025

About this property

Nestled in a gated community within the Belton Independent School District, this meticulously maintained home exudes charm and comfort. Boasting four bedrooms and two bathrooms, it sits on over half an acre, offering ample space for both indoor and outdoor living. Inside, the home features beautiful granite countertops and a cozy fireplace that enhances the welcoming atmosphere of the open-concept living area. The primary bedroom and bathroom serve as a private retreat, offering a serene escape from the bustle of daily life. Outside, the expansive backyard is a haven for relaxation and play, complete with a playscape and a shed, and benefits from the privacy of having no rear neighbors. Its location is ideal, with parks and hiking trails within walking distance, and easy access to I-35, making commutes to Belton or downtown Temple a breeze. This home perfectly combines luxury, convenience, and tranquility.

Investor Tools

Property Icon
$406,648
Estimated Property Value
$327,448Estimated Mortgage Balance
$79,200Estimated Equity
19% equity
Estimated Cap Rate
View Rate
Estimated ARV (After-Repair Value)
Calculate ARV
Rent-to-Value Ratio: 0.72%
Rent Estimate
$2,459 /month
Positive
Cash Flow Estimate:
$820 /month

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Financing Details

Estimated Taxes & Insurance
HOA Fees
Interest Rate Assumption
$758/month
No HOA
5.947%

Tax Information

Annual Taxes
Assessed Value
Assessment Year
Assessed Land
Assessed Improvement
Market Value
Tax Delinquent
$7,068
$406,648
2025
$50,000
$356,648
$406,648
No

Tax History

Year
Tax Paid
Assessed Value
2024
$7,068
$406,648

Mortgage Details

Lender
Loan Type
Loan Amount
Assumable
Position
Origination Date
Maturity Date
Fairway Independent Mortgage Corp
Unknown
$327,920
No
First
Apr 1, 2026
N/A

Equity Summary

Est. Mortgage Balance
Est. Equity
Equity %
LTV
Est. Monthly Payment
$327,448
$79,200
19%
81%
$1,967/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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Population Growth

Population Growth

~1.3% annually

Net Migration

Net Migration

Positive

Median Home Price

Median Home Price

$283,800

Unemployment Rate

Unemployment Rate

4.3%

Price Trend

Price Trend

Flat

New Permits

New Permits

158,121

City: Temple

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3612 Valley Mist Court | Property Details | No Agent List