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Owner Contacts

$466,192

3630 Vision Ridge Trl, Denison, TX, 75020

Off Market

4 Beds

3 Bath

2,409 Sq Ft

Single Family Residence

$201.33 / sqft

Built in 2018

Property Lead Type:

Off-Market ListAbsentee OwnerHigh Equity

Highlights

Interior

Bedrooms 4

Bathrooms Full 3

Garage Available

AppliancesWater Purifier, Built-In Gas Range, Dishwasher, Disposal, Electric Oven, Gas Water Heater, Microwave, Convection Oven, Refrigerator, Tankless Water Heater, Water Softener

FlooringCarpet, Ceramic Tile, Hardwood, Vinyl

Exterior

Exterior FeaturesRain Gutters

Lot Size8,019 sqft

Building Information

Year Built2018

Garage Spaces2

Land Information

APN101 7677041

Lot Number60

SubdivisionFawn Meadows Phase 2 Of Gateway Villiage

Land UseResidential

Legal DescriptionFAWN MEADOWS PHASE 2 OF GATEWAY VILLIAGE, BLOCK A, LOT 60, ACRES 0.1841

Census Tract000901

Assessed Land Value$44,196

Assessed Improvement Value$421,996

Assessment Year2025

About this property

WELCOME to your CUSTOM home with an OPEN FLOOR PLAN and numerous UPGRADES! Hand scraped hardwoods, soaring ceilings, gas log fireplace and more! The Samsung Smart Appliances are a chef's dream! The dishwasher, microwave-convection oven, gas cooktop, refrigerator are all connected and can be controlled by voice or electronics. ENTIRE house surge protected!! A Culligan water softener services the whole house! The kitchen sink even has a water filter FAUCET! PLENTY of cabinet space, a large walk-in pantry and an amazing laundry room! The kitchen is open to the spacious family room, breakfast room and the patio! Upstairs boasts 2 bedrooms, a full bath and a MEDIA room! Perfect for guests and kids! The walls have blown in insulation for energy efficiency, noise cancellation is a bonus! NEW fence in 2023! Maintain work-life balance with easy access to walking-biking trails, playgrounds and sports fields! Close to shopping, dining, health services and Lake Texoma! Come check it out!!!

Investor Tools

$466,192

Estimated Property Value

$220,000Estimated Mortgage Balance

$252,062Estimated Equity

53% equity

Estimated Cap Rate

View Rate

Estimated ARV (After-Repair Value)

Calculate ARV

Rent-to-Value Ratio: 0.72%

Rent Estimate

$2,910 /month

Positive

Cash Flow Estimate:

$970 /month

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Financing Details

Estimated Taxes & Insurance

HOA Fees

Interest Rate Assumption

$875/month

$210/month

5.947%

Tax Information

Annual Taxes

Assessed Value

Assessment Year

Assessed Land

Assessed Improvement

Market Value

Tax Delinquent

$8,171

$466,192

2025

$44,196

$421,996

$466,192

Tax History

Year

Tax Paid

Assessed Value

2024

$8,171

$466,192

Mortgage Details

Lender

Loan Type

Loan Amount

Assumable

Position

Origination Date

Maturity Date

Nbkc Bank

$220,000

Yes

First

Nov 22, 2024

Dec 2054

Equity Summary

Est. Mortgage Balance

Est. Equity

Equity %

LTV

Est. Monthly Payment

$214,130

$252,062

54%

46%

$1,320/mo

Learn About the Market: Opportunity in Texas

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Texas

Living in Texas means access to four of the nation’s most dynamic metro economies — Dallas–Fort Worth’s corporate and logistics powerhouse, Houston’s global energy and medical hub, Austin’s tech-driven and culturally iconic Live Music Capital of the World, and San Antonio’s historic yet steadily expanding military and healthcare center. The state blends economic scale with cultural significance, rooted in independence, entrepreneurship, and a strong sense of place — from Friday night football to world-renowned barbecue and music festivals. For homebuyers, Texas offers comparatively attainable housing, no personal income tax, and master-planned communities built around space and convenience; for investors, continued population growth, business relocation, and diversified industries create sustained demand across urban cores, suburbs, and emerging secondary markets.

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